Washington Chapter 48.18 RCW: The insurance contract
RCW Sections
- 48.18.010 Scope of chapter.
- 48.18.020 Power to contract.
- 48.18.030 Insurable interest -- Personal insurances -- Nonprofit organizations -- Rules.
- 48.18.040 Insurable interest -- Property insurances.
- 48.18.050 Named insured -- Interest insured.
- 48.18.060 Application -- Consent -- When required.
- 48.18.070 Alteration of application.
- 48.18.080 Application as evidence.
- 48.18.090 Warranties and misrepresentations, effect of.
- 48.18.100 Forms of policies -- Filing, certification, and approval -- Exceptions.
- 48.18.103 Forms of commercial property casualty policies -- Legislative intent -- Issuance prior to filing -- Disapproval by commissioner -- Definition.
- 48.18.110 Grounds for disapproval.
- 48.18.120 Standard forms.
- 48.18.125 Loss payable and mortgagee clauses for property and automobile physical damage insurances -- Requirement to use adopted forms.
- 48.18.130 Standard provisions.
- 48.18.140 Contents of policies in general.
- 48.18.150 Additional contents.
- 48.18.160 Charter or bylaw provisions.
- 48.18.170 "Premium" defined.
- 48.18.180 Stated premium must include all charges.
- 48.18.190 Policy must contain entire contract.
- 48.18.200 Limiting actions, jurisdiction.
- 48.18.210 Execution of policies.
- 48.18.220 Receipt of premium to bind coverage -- Contents of receipt.
- 48.18.230 Binders -- Duration -- Premium.
- 48.18.240 Binders -- Agent's liability.
- 48.18.250 Underwriters' and combination policies.
- 48.18.260 Delivery of policy.
- 48.18.280 Renewal of policy.
- 48.18.289 Cancellation, nonrenewal, renewal offer -- Notice to agent.
- 48.18.290 Cancellation by insurer.
- 48.18.2901 Renewal required -- Exceptions.
- 48.18.291 Cancellation of private automobile insurance by insurer -- Notice -- Requirements.
- 48.18.292 Refusal to renew private automobile insurance by insurer -- Change in amount of premium or deductibles.
- 48.18.293 Nonliability of commissioner, agents, insurer for information giving reasons for cancellation or refusal to renew -- Proof of mailing of notice.
- 48.18.295 RCW 48.18.290 through 48.18.297 not to prevent cancellation or nonrenewal, when.
- 48.18.296 Contracts to which RCW 48.18.291 through 48.18.297 inapplicable.
- 48.18.297 Private passenger automobile defined.
- 48.18.298 Disability insurance -- Refusal to renew by insurer.
- 48.18.299 Disability insurance -- Cancellation by insurer.
- 48.18.300 Cancellation by insured.
- 48.18.310 Cancellation by commissioner.
- 48.18.320 Annulment of liability policies.
- 48.18.340 Dividends payable to real party in interest.
- 48.18.350 Breach of warranty prior to loss -- Effect.
- 48.18.360 Assignment of policies -- Life and disability.
- 48.18.370 Payment discharges insurer -- Life and disability.
- 48.18.375 Assignment of interests under group insurance policy.
- 48.18.390 Simultaneous deaths -- Payment of proceeds -- Life insurance.
- 48.18.400 Exemption of proceeds -- Disability.
- 48.18.410 Exemption of proceeds -- Life.
- 48.18.420 Exemption of proceeds -- Group life.
- 48.18.430 Exemption of proceeds, commutation -- Annuities.
- 48.18.440 Spouse's rights in life insurance policy.
- 48.18.450 Life insurance payable to trustee named as beneficiary in the policy.
- 48.18.452 Life insurance designating as beneficiary a trustee named by will.
- 48.18.460 Proof of loss -- Furnishing forms -- May require oath.
- 48.18.470 Claims administration -- Not waiver.
- 48.18.480 Discrimination prohibited.
- 48.18.510 Validity of noncomplying forms.
- 48.18.520 Construction of policies.
- 48.18.540 Cancellations, denials, refusals to renew -- Written notification.
- 48.18.543 Single premium credit insurance -- Residential mortgage loan -- Restrictions -- Definitions.
- 48.18.545 Underwriting restrictions that apply to personal insurance -- Credit history or insurance score -- Rules.
- 48.18.547 Underwriting restrictions that apply to medical malpractice insurance -- Rules.
- 48.18.550 Victims of domestic abuse -- Prohibition on certain cancellations, denials, refusals to renew, and different rates -- Domestic abuse defined.
- 48.18.553 Victims of malicious harassment -- Restrictions of underwriting actions -- Definitions.
- 48.18.555 Property insurance -- Actions resulting from arson or malicious mischief -- Definitions.
- 48.18.560 Year 2000 failure -- Reinstating insurance policy under certain circumstances.
- 48.18.565 Homeowner's insurance -- Foster parent.
- 48.18.570 Life insurance -- Lawful travel destinations.
- 48.18.580 Employer-owned life insurance -- Requirements.
- 48.18.583 Employer-owned life insurance -- Application to policies.
- 48.18.586 Employer-owned life insurance -- Rules.