Washington Revised Code RCW 48.18.560: Year 2000 failure — Reinstating insurance policy under certain circumstances. (Expires December 31, 2006.)


    (1) An insurer shall reinstate back to the effective date of cancellation, with no penalties or interest, any personal lines insurance policy, subject to this chapter, that was canceled for nonpayment of premium, if the named insured:

         (a) Provides notice to the insurer, no later than ten days after the effective date of cancellation, that the failure to pay the premium due for the insurance policy is caused by a year 2000 failure associated with an electronic computing device that is not under the named insured's dominion or control;

         (b) Establishes that a year 2000 failure occurred and that if it were not for the year 2000 failure, the named insured would have been able to pay the premium due in a timely manner;

         (c) Makes a premium payment to bring the insurance policy current as soon as possible, but no later than ten days after the year 2000 failure has been corrected or reasonably should have been corrected.

         (2) If the named insured fails to pay the premium due within ten days after the year 2000 failure has been corrected or reasonably should have been corrected, the insurer's previous notice of cancellation for nonpayment of premium remains effective.

         (3)(a) The definitions in RCW 4.22.080 apply to this section unless the context clearly requires otherwise.

         (b) As used in this section, unless the context clearly requires otherwise, "named insurer" means a natural person or a small business as defined in RCW 19.85.020.

         (4) This section does not effect [affect] the cancellation of any insurance policy that is unrelated to a year 2000 failure, or occurs before any disruption of financial or data transfer operations attributable to the year 2000 failure.

         (5) This section does not apply to any claim or cause of action filed after December 31, 2003.

         (6) This section expires December 31, 2006.

    [1999 c 369 § 3.]

Notes:

         Effective date -- 1999 c 369: See note following RCW 4.22.080.