57-15-4 — Charge assessed by secured party for assumption -- Limitation.


     57-15-4.   Charge assessed by secured party for assumption -- Limitation.
     No fee or charge assessed by a secured party to effect the assumption of an indebtedness secured by an instrument representing an interest in real estate may exceed one per cent of the outstanding indebtedness exclusive of title insurance and recording costs. This fee may be charged only where lender accepts new buyer as obligated party and releases original borrower or borrowers from the obligation.

Enacted by Chapter 224, 1981 General Session