South Dakota 19 — Credit Life, Health, Unemployment And Group Property Insurance
- 58-19-1 — Purpose of chapter.
- 58-19-2 — Definition of terms.
- 58-19-3 — Life and health insurance connected with credit transactions subject to chapter--Exceptions.
- 58-19-4 — Forms of credit life insurance and credit health insurance.
- 58-19-5 — Existing insurance--Choice of insurer.
- 58-19-5.1 — Credit insurance not to be required for lease.
- 58-19-6 — Maximum amount of credit life insurance.
- 58-19-7 — Agricultural credit transaction commitments--Amount of insurance.
- 58-19-8 — Indemnity payable by credit health insurance--Maximum amount.
- 58-19-9 — Term of insurance--Commencement.
- 58-19-10 — Commencement of insurance when evidence of insurability required.
- 58-19-11 — Duration of term of insurance--Extension--Renewal or refinancing.
- 58-19-12 — Revision of premium schedule--Filing.
- 58-19-13 — Premium rate not to exceed scheduled rate--Misdemeanor.
- 58-19-14 — Amount charged debtor not to exceed premium charged by insurer--Misdemeanor.
- 58-19-15 — Termination of insurance prior to maturity date--Refund of amount paid by debtor.
- 58-19-16 — Creditor requiring debtor to pay for insurance--Notice to debtor--Credit to account.
- 58-19-17 — Issuance of policies.
- 58-19-18 — Individual policy or group certificate delivered to debtor.
- 58-19-19 — Contents of individual policy or group certificate.
- 58-19-20 — Time of delivery of individual policy or group certificate.
- 58-19-21 — Application or notice delivered to debtor in lieu of policy or certificate.
- 58-19-22 — Delivery to debtor of policy or certificate after acceptance of insurance.
- 58-19-23 — Policy received by debtor on nonacceptance of risk by named insurer--Description ofsubstitute insurance.
- 58-19-24 — Forms--Filing with director.
- 58-19-25 — Prior policies--Group certificate and notice of proposed insurance, filing and approval bydirector--Schedules of premium rates.
- 58-19-26 — Disapproval of filed forms by director.
- 58-19-27 — Use of disapproved forms unlawful--Reason stated in notice--Hearing on request--Useof forms pending approval.
- 58-19-28 — Withdrawal of approval of form--Notice and hearing.
- 58-19-29 — Use of forms unlawful after withdrawal.
- 58-19-30 — Judicial review of order or final determination of director as to forms.
- 58-19-31 — Claims--Reporting to insurer--Settlement.
- 58-19-32 — Settlement or adjustment of claims by person other than insurer prohibited--Creditor notclaim representative--Payment by group policyholder.
- 58-19-33 — Manner of payment of claims.
- 58-19-34 — Promulgation of rules by director--Purpose and scope.
- 58-19-35 — Order for compliance issued by director--Notice and hearing.
- 58-19-36 — Revocation or suspension of license or certificate for violation--Notice and hearing--Judicial review.
- 58-19-37 — Civil forfeiture for violations of orders of director.
- 58-19-38 — Citation of chapter.
- 58-19-39 — Credit unemployment insurance sold in connection with loans subject to chapter.
- 58-19-40 — Credit unemployment insurance not required by lender in consumer transactions.
- 58-19-41 — Coverage of credit unemployment insurance to begin first day of unemployment.
- 58-19-42 — Credit unemployment insurance separately sold and priced--Exception--Not to berequired for credit card issuance or renewal.
- 58-19-43 — Filing of credit unemployment insurance policies, certificates, notices, applications,endorsements, and riders, and premium rate schedules.
- 58-19-44 — Disapproval by director if premium rates excessive or provisions unjust.
- 58-19-45 — Test of reasonableness of benefits to premium charged--Prima facie evidence--Restrictionon commissions.
- 58-19-46 — Review of insurance company's actuarial data--Reimbursement of cost.
- 58-19-47 — Group property insurance authorized by credit card subject to chapter.
- 58-19-48 — Group property insurance to be sold and priced separately--Exceptions--Insurance notto be condition for issuance or renewal of credit card.
- 58-19-49 — All group property insurance policies, certificates, and documentation to be filed with thedirector.
- 58-19-50 — Disapproval of group property insurance by director--Grounds--Time limit.