South Dakota 11 — Form And Contents Of Insurance Policies
- 58-11-1 — "Premium" defined.
- 58-11-2 — Contents of policy.
- 58-11-3 — Statement of basis and rates for determination of premium included in policy.
- 58-11-4 — Contents of policy--Exemption of surety contracts or group insurance policies.
- 58-11-5 — Standard or uniform provisions of insurance contracts--Waiver of required use by director.
- 58-11-6 — Policy not to contain provisions inconsistent with standard or uniform provisions--Substitute provision, approval by director.
- 58-11-7 — Substitute provisions required by law of domicile of foreign or alien insurer, approval bydirector.
- 58-11-8 — Assessable policies--Special contents.
- 58-11-9 — Motor vehicle insurance--Uninsured motorist and hit-and-run coverage--Amount ofcoverage--Uninsured motorist coverage not required for government owned vehicles.
- 58-11-9.1 — Motor vehicle insured by insolvent liability insurer defined as uninsured--Rights of insurermaking payment under uninsured motorist coverage.
- 58-11-9.2 — Notice required when automobile policy does not include liability insurance.
- 58-11-9.3 — Exclusion of named person or reduction of coverage in motor vehicle policy--Minimumliability coverage.
- 58-11-9.4 — Underinsured motorist coverage to be available with liability policies--Limitation ofcoverage--Exception.
- 58-11-9.5 — Payment to insured for portion of judgment not collected from underinsured motorist--Coverage limits.
- 58-11-9.6 — Subrogation of insurer--Assignment of judgment--Liability issuer allowed to pay limitsunder policy.
- 58-11-9.7 — Adding of insured's uninsured and underinsured motorist coverage limits prohibited--Exception.
- 58-11-9.8 — Adding of uninsured motorist coverage limits for multiple vehicles prohibited.
- 58-11-9.9 — Adding of underinsured motorist coverage limits for multiple vehicles prohibited.
- 58-11-9.10 — Increase in automobile insurance premiums due to drug-related offenses prohibited.
- 58-11-9.11 — Increase in automobile insurance premiums due to certain alcohol-related offenses by aminor prohibited.
- 58-11-10 — Additional policy provisions--Approval of director.
- 58-11-11 — Charter and bylaws, inclusion as part of contract of insurance--Subscriber's agreement orpower of attorney of a reciprocal insurer as part of contract.
- 58-11-12 — Policy forms--Filing with and approval by director--Group policy certificates filed forinformational purposes.
- 58-11-13 — Policies exempt from form provisions.
- 58-11-14 — Continuation of use of prior filings until otherwise prescribed.
- 58-11-15 — Order of director exempting insurance documents from requirements as to form.
- 58-11-16 — Property, marine and transportation, casualty and surety insurance coverages--Filing offorms by rating organizations.
- 58-11-17 — Time for filing of forms--Approval or disapproval by director.
- 58-11-18 — Extension of time for approval or disapproval of filing by director--Notice to insurer--Approval at expiration of extended period.
- 58-11-19 — Withdrawal of approval of form by director--Notice.
- 58-11-20 — Order of director disapproving form or withdrawing previous approval--Detailed statementof grounds.
- 58-11-21 — Grounds for disapproval of form or withdrawal of previous approval.
- 58-11-22 — Identification of contracts issued and forms filed with director--Change in form.
- 58-11-23 — Execution of policy by authorized representative of insurer.
- 58-11-24 — Facsimile signature used on policy.
- 58-11-25 — Unauthorized facsimile signature does not invalidate policy--Estoppel by issuance of suretybond with facsimile signature.
- 58-11-26 — Underwriters' policy--Joint and several liability--True name of insurer.
- 58-11-27 — Combination policy--Contents.
- 58-11-28 — Underwriters' and combination policies provisions do not apply to cosurety obligations.
- 58-11-29 — Binders or other contracts for temporary insurance--Terms--Fraudulent statement asmisdemeanor.
- 58-11-30 — Duration of binder.
- 58-11-31 — Extension or renewal of binder--Approval of director.
- 58-11-32 — Binder provisions do not apply to life or health insurance.
- 58-11-33 — Delivery of policy--Payment of premium--Insured not meeting condition required byinsurer.
- 58-11-34 — Insurance of motor vehicle sales contracts, copy of policy delivered to vendee, mortgagor,or pledgor, contents--Inapplicable to inland marine floater policies.
- 58-11-35 — Renewal or extension of policy at option of insurer.
- 58-11-36 — Assignment of policies.
- 58-11-37 — Policy not complying with statutory form--Validity--Construction.
- 58-11-38 — Policy, rider, or endorsement containing condition, omission or provision not in compliancewith requirements--Validity--Construction.
- 58-11-39 — Construction of insurance contract--Terms and conditions--Modification by rider,endorsement, or application made part of policy.
- 58-11-40 — Application for life or health insurance as evidence--Annuity contract--Copy made a partof policy--Inapplicable to industrial life policy.
- 58-11-41 — Application for reinstatement or renewal of life or health insurance--Copy requested byinsured--Effect of noncompliance by insurer.
- 58-11-42 — Alteration of application for life or health insurance--Written consent of applicantnecessary--Insertions by insurer.
- 58-11-43 — Application for insurance other than life or health--Use as evidence--Failure to furnishcopy to insured.
- 58-11-44 — Application for insurance or annuity--Statements by insured deemed representations--Omissions, concealment, and incorrect statements preventing recovery.
- 58-11-44.1 — Unanswered questions no basis for denial of recovery unless insurer demanded answers.
- 58-11-45 — Cancellation and nonrenewal of automobile policy or coverage--Definition of terms.
- 58-11-45.1 — Reporting agencies and persons listed with director.
- 58-11-45.2 — Applicant for liability insurance not to be prejudiced by false reports.
- 58-11-45.3 — Informant to be identified if insurance refused--Violation as misdemeanor.
- 58-11-46 — Notice of cancellation of automobile policy--Reasons for cancellation.
- 58-11-47 — Reasons for cancellation not applicable to automobile policy in effect less than sixty days--Application of notice provisions to policies.
- 58-11-48 — Modification of automobile physical damage coverage not deemed cancellation.
- 58-11-49 — Time for mailing or delivery of notice of cancellation of automobile policy--Provision forstatement of reason for cancellation.
- 58-11-50 — Request of insured for reason for cancellation.
- 58-11-51 — Notice of nonrenewal of automobile policy--Time for notice--Exceptions to requirementfor notice--Renewal not waiver of grounds for cancellation.
- 58-11-52 — Proof of notice of cancellation or nonrenewal of automobile policy or coverage.
- 58-11-53 — Notice of eligibility for assigned risk plan on cancellation or nonrenewal of automobileliability insurance.
- 58-11-54 — Director or insurer not liable for statements as to reasons for cancellation or refusal ofautomobile coverage.
- 58-11-55 — Discrimination in issuance or renewal of automobile insurance policy as misdemeanor--Exceptions.
- 58-11-55.1 — Use of age or occupation in determining issuance or renewal of policies.
- 58-11-55.2 — Applicability of § 58-11-55.
- 58-11-55.3 — Promulgation of rules to prevent unfair discrimination.
- 58-11-56 — Repealed.
- 58-11-57 — Assigned risk plan for automobile liability insurance.
- 58-11-58 — Reduction in premiums for persons fifty-five or older who completed accident preventioncourse.
- 58-11-59 — Certificate of completion of course to qualify for premium discount.
- 58-11-60 — Course to be passed every three years.
- 58-11-61 — Term of premium discount--Conditions--Exception.
- 58-11-62 — Notice of intent to cease marketing block of business--What constitutes cessation ofmarketing block of business.
- 58-11-63 — Regulation of form and content of policies, policy forms, standards, and procedures forfilings, cancellation, and nonrenewal of policies.