South Dakota 03A — Consumer Installment Sales Contracts
- 54-3A-1 — Definition of terms.
- 54-3A-2 — Items included in amount financed.
- 54-3A-3 — Finance charges on installment sales contract.
- 54-3A-4 — Repealed.
- 54-3A-5 — Additional charges allowed--Disclosure and explanation to consumer--Separateagreement.
- 54-3A-6 — Commencement of term of obligation--Down payments.
- 54-3A-7 — Modification of agreement to increase outstanding obligation prohibited--Exception.
- 54-3A-8 — Rule for computing refund of charges on prepayment.
- 54-3A-8.1 — Restriction on use of rule.
- 54-3A-9 — Rebate of portion of finance charge on prepayment or refinancing--Exceptions.
- 54-3A-10 — Rebate on acceleration of maturity.
- 54-3A-11 — Delinquent installments--Notice of penalty to consumer.
- 54-3A-12 — Imposition and collection of delinquency charge.
- 54-3A-12.1 — Imposition and collection of returned check charge--Maximum.
- 54-3A-13 — Repealed.
- 54-3A-14 — Unilateral deferral by creditor prohibited.
- 54-3A-15 — Deferral agreement requirements.
- 54-3A-16 — Deferral charge not collected on refinancing.
- 54-3A-17 — Refinancing agreement--Rebate excluded--Loans made under installment loanprovisions excluded.
- 54-3A-18 — Refinancing agreement requirements.
- 54-3A-19 — Creditor's remedies on delinquency.
- 54-3A-20 — Debt forfeited for excessive charges--Costs and attorney fees.
- 54-3A-21 — Limitation on action for excessive charges.
- 54-3A-22 — Demand required before action for excessive charges.
- 54-3A-23 — Proof of unintentional error.
- 54-3A-24 — Rules and regulations.
- 54-3A-25 — Severability of provisions.