Rhode Island CHAPTER 6A-4 — Bank Deposits And Collections
- § 6A-4-101 — Short title.
- § 6A-4-102 — Applicability.
- § 6A-4-103 — Variation by agreement – Measure of damages – Action constituting ordinary care.
- § 6A-4-104 — Definitions and index of definitions.
- § 6A-4-105 — "Bank" – "Depositary bank" – "Payor bank" – "Intermediary bank" – "Collecting bank" – "Presenting bank".
- § 6A-4-106 — Payable through or payable at bank: collecting bank.
- § 6A-4-107 — Separate office of bank.
- § 6A-4-108 — Time of receipt of items.
- § 6A-4-109 — Delays.
- § 6A-4-110 — Electronic presentment.
- § 6A-4-111 — Statute of limitations.
- § 6A-4-201 — Status of collecting bank as agent and provisional status of credits – Applicability of article – Item indorsed "Pay Any Bank".
- § 6A-4-202 — Responsibility for collection or return – When action timely.
- § 6A-4-203 — Effect of instructions.
- § 6A-4-204 — Methods of sending and presenting – Sending directly to payor bank.
- § 6A-4-205 — Depositary bank holder of unindorsed item.
- § 6A-4-206 — Transfer between banks.
- § 6A-4-207 — Transfer warranties.
- § 6A-4-208 — Presentment warranties.
- § 6A-4-209 — Encoding and retention warranties.
- § 6A-4-210 — Security interest of collecting bank in items, accompanying documents and proceeds.
- § 6A-4-211 — When bank gives value for purposes of holder in due course.
- § 6A-4-212 — Presentment by notice of item not payable by, through, or at bank – Liability of drawer or indorser.
- § 6A-4-213 — Medium and time of settlement by bank.
- § 6A-4-214 — Right of charge-back or refund – Liability of collecting bank – Return of item.
- § 6A-4-215 — Final payment of item by payor bank – When provisional debits and credits become final – When certain credits become available for withdrawal.
- § 6A-4-216 — Insolvency and preference.
- § 6A-4-301 — Deferred posting – Recovery of payment by return of items – Time of dishonor – Return of items by payor bank.
- § 6A-4-302 — Payor bank's responsibility for late return of item.
- § 6A-4-303 — When items subject to notice, stop-payment order, legal process, or setoff – Order in which items may be charged or certified.
- § 6A-4-401 — When bank may charge customer's account.
- § 6A-4-402 — Bank's liability to customer for wrongful dishonor – Time of determining insufficiency of account.
- § 6A-4-403 — Customer's right to stop payment – Burden of proof of loss.
- § 6A-4-404 — Bank not obliged to pay check more than six months old.
- § 6A-4-405 — Death or incompetence of customer.
- § 6A-4-406 — Customer's duty to discover and report unauthorized signature or alteration.
- § 6A-4-407 — Payor bank's right to subrogation on improper payment.
- § 6A-4-501 — Handling of documentary drafts – Duty to send for presentment and to notify customer of dishonor.
- § 6A-4-502 — Presentment of "on arrival" drafts.
- § 6A-4-503 — Responsibility of presenting bank for documents and goods – Report of reasons for dishonor – Referee in case of need.
- § 6A-4-504 — Privilege of presenting bank to deal with goods – Security interest for expenses.
- § 6A-4-505 — Official Comments.