Ohio 1321. Small Loans.
- 1321.01. Definitions.
- 1321.02. License; exceptions.
- 1321.03. Application for license; fee.
- 1321.04. Investigation by division; notice of filing of application; notice to licensees; license issued; denial of application.
- 1321.05. Contents of license; annual fee and assessment; current assets.
- 1321.06. Additional licenses; change of place of business.
- 1321.07. Annual examination of licensee; fees and mileage of sheriff and witnesses; subpoena.
- 1321.08. Suspension or revocation of license.
- 1321.09. Licensee to preserve books; annual report.
- 1321.10. Rules and orders; procedure in case of violation; certified statements; prima-facie evidence.
- 1321.11. Prohibited statements and representations.
- 1321.12. Licensee prohibited from certain acts.
- 1321.13. Maximum interest charges; prepayment and refund; deferment charge; credit life or accident and health insurance or unemployment insurance; insurance on collateral; advances to meet borrower duties; default charge.
- · · · [1321.13.1] 1321.131.Alternative interest rate upon agreement or consent.
- 1321.14. Duties of licensee; prohibitions.
- 1321.15. Limitation of charges; determination of indebtedness.
- 1321.16. Open-end loans by licensee.
- 1321.17. Provisions applicable to all loans.
- 1321.18. Complaint for reversal, rescission, or modification of order of division; procedure.
- 1321.19. Cancellation or alteration of license.
- 1321.20. Annual license fees.
- 1321.21. Consumer finance fund.
- · · · [1321.21.1] 1321.211.[Repealed]
Assignment of Wages; Earnings.
- 1321.31. Assignment of personal earnings; limitations; priority.
- 1321.32. Assignment of wages invalid; exception.
- 1321.33. Wage assignments for support of spouse or children.
Second Mortgage Loans.
- 1321.51. Definitions.
- 1321.52. Registration of second mortgage lenders and brokers.
- 1321.53. Certificate of registration; fees; requirements; exceptions.
- 1321.54. Division of financial institutions to adopt rules; revocation or suspension of certificate.
- · · · [1321.54.1] 1321.541.Effective 1-1-07.
- 1321.55. Registrant to keep records; annual report; analysis; confidentiality of information; reliance on communication from superintendent.
- · · · [1321.55.1] 1321.551.Using another business to conceal evasion.
- 1321.56. Forfeiture of interest.
- 1321.57. Effective until 1-1-07.
- 1321.57. Effective 1-1-07.
- · · · [1321.57.1] 1321.571.Alternative interest rate upon agreement or consent.
- 1321.58. Open-end loans by registrant.
- 1321.59. Prohibitions.
- 1321.60. Advertising.
Insurance Premium Finance Company.
- 1321.71. Definitions.
- 1321.72. Exemptions from provisions.
- 1321.73. License; fee; proof of net worth.
- 1321.74. Application for license; renewal; multiple places of business; change of location.
- 1321.75. Revocation, suspension or refusal to renew license; investigations; cease and desist orders.
- 1321.76. Records required to be kept; examination; confidentiality of information.
- 1321.77. Adoption of rules; furnishing to licensees.
- 1321.78. Premium finance agreement; notice to insurer.
- 1321.79. Limitations on finance charges; refunds after prepayment or cancellation.
- · · · [1321.79.1] 1321.791.Alternative finance charges upon agreement or consent.
- 1321.80. Delinquency, cancellation and check collection charges.
- 1321.81. Cancellation of insurance contract.
- 1321.82. Return of unearned premiums upon cancellation of contract.
- 1321.83. Filing provisions.
- 1321.84. Effect of child support default.
- 1321.90-1321.93 Repealed.
- 1321.99. Penalties.