New York Personal Injury And Property Damage Liability Insurance.
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§ 7-211 Personal injury and property damage liability insurance. An
owner of real property, other than a public corporation as defined in
section sixty-six of the general construction law or a state or federal
agency or instrumentality, to which subdivision b of section 7-210 of
this code applies, shall be required to have a policy of personal injury
and property damage liability insurance for such property for liability
for any injury to property or personal injury, including death,
proximately caused by the failure of such owner to maintain the sidewalk
abutting such property in a reasonably safe condition. The city shall
not be liable for any injury to property or personal injury, including
death, as a result of the failure of an owner to comply with this
section.