Missouri Chapter 381 — Title Insurance Law
- § 381.003. — Title insurance law, application--persons, title insurers and title agencies--application of general insurance code.
- § 381.009. — Definitions.
- § 381.011. — (Repealed L. 2000 S.B. 894 § D)
- § 381.015. — Title insurance commitment, required statement, when--lender's insurance policy without owner's title insurance, notice given when, contents, retention--penalty for violation.
- § 381.018. — Written contract with title insurer required for commitment or policy issuance, statement of financial condition when, contents, review and notification requirements, inventory, proof of licensure, penalty for violation.
- § 381.021. — (Repealed L. 2000 S.B. 894 § D)
- § 381.022. — Title insurer, agency or agent not affiliated with a title agency may operate as an escrow, security, settlement or closing agent, when, penalty for violations.
- § 381.025. — Consideration for referrals prohibited, violation a misdemeanor --standing for injunctive relief against violator, when, costs and fees awarded.
- § 381.028. — Title insurers, agencies and agents prohibited from engaging in transactions conditioned on use of particular title insurer, penalty for violation.
- § 381.031. — (Repealed L. 2000 S.B. 894 § D)
- § 381.032. — Premium rate schedules and manual, title insurers to file with director, deadline for filing rate schedules, violations, penalty --fees for legal services exempt--recording and reporting rules --confidentiality.
- § 381.035. — Duty to disclose accurate information to the director and rating organization, penalty for violation.
- § 381.038. — Retention of records required, limitation, penalty for violation.
- § 381.041. — (Repealed L. 2000 S.B. 894 § D)
- § 381.042. — Rules, authority, procedure.
- § 381.045. — Violations, definition of penalties, penalties not exclusive of other remedies and not to restrict rights of third parties.
- § 381.048. — Court actions authorized, when.
- § 381.051. — (Repealed L. 2000 S.B. 894 § D)
- § 381.052. — Persons authorized to conduct title insurance business.
- § 381.055. — Powers of title insurer.
- § 381.058. — License required for insurer to transact business of title insurance, exclusive to other types of insurance business--limitations--closing or settlement protection authorized.
- § 381.061. — (Repealed L. 2000 S.B. 894 § D)
- § 381.062. — Establishment and maintenance of minimum paid-in capital and paid-in initial surplus necessary for insurance business license.
- § 381.065. — Net retained liability limits, maximum amount--reinsurance allowed --waiver by director of risk, when.
- § 381.068. — Investment in title plant, amount restricted, considered asset.
- § 381.071. — Insurer's duties, policies--examination of title, determination of insurability--showing of liens against title--records kept, duration --exceptions to requirements.
- § 381.072. — Reserve requirements, reserve to cover all known claims--unearned premium reserve, amount, actuarial certification required, supplemental reserve, amount, deadline.
- § 381.075. — Additional insurance laws applicable to title insurers, insurer's supervision, rehabilitation and liquidation act, exceptions --liquidation or insolvency, treatment of security and escrow funds, filing of claims, cancellation of policies, payment of fully earned premiums.
- § 381.078. — Dividends, authorized when.
- § 381.081. — (Repealed L. 2000 S.B. 894 § D)
- § 381.085. — Forms, director to approve before use, penalty for violation --withdrawal of approval, notice--contents concerning coverage of policy, when included.
- § 381.088. — Insurer may satisfy duty to file premium rates by joining or subscribing to a rate service organization.
- § 381.091. — (Repealed L. 2000 S.B. 894 § D)
- § 381.092. — Title insurers and rating organizations to propose premium rates, factors for consideration--rating organization to classify policies or contracts to use as basis for rates.
- § 381.095. — Director to review rate filings, approval when, public hearing, duration of approval--procedure for disapproval of filing, hearing, order--right of third party to contest filing, procedure, hearing, order.
- § 381.098. — Rating organization for title insurer's license, who eligible, application, contents--issuance, duration, fee, disciplinary action --notification requirements--subscribers, rules, hearings by director, when, procedure.
- § 381.101. — (Repealed L. 2000 S.B. 894 § D)
- § 381.102. — Insurance rating organization filings, adherence required--uniform percentage of decrease or increase allowed as deviation filing, contents.
- § 381.105. — Appeals from rating organization filings, hearing, possible dispositions--rating organization deemed to have rejected proposed change to filings, when, right of appeal.
- § 381.108. — Rules and statistical plans for rating systems, department to compile, purpose to promote uniformity among states--information to be exchanged with other states.
- § 381.111. — (Repealed L. 2000 S.B. 894 § D)
- § 381.112. — Premium tax, premium income defined.
- § 381.115. — Licensing required for title agencies and title agents, exceptions, name and information request requirement for title agency--deadline for compliance with this section--delegation of title searches to third party, rules--violations, penalty.
- § 381.118. — Continuing education requirements, exemptions--approved courses and programs--teaching credit--credits may be carried forward--extensions and waivers--certification to director of completion--nonresidents --rules--funds, depositing and use--fees for license renewal.
- § 381.121. — (Repealed L. 2000 S.B. 894 § D)
- § 381.122. — Director authorized to inspect books and records.
- § 381.125. — Affiliated business arrangements, disclosure required, ownership financial interest reporting, restrictions.
- § 381.131. — (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D) (Repealed L. 2000 S.B. 894 § D)
- § 381.400. — Definitions.
- § 381.403. — Title insurance companies and agents may enter into construction escrow agreements and issue insured closing letters.
- § 381.405. — Construction and guaranty agreements not authorized for title insurance companies--title insurance against mechanic liens and insured closing letters, authorized.
- § 381.410. — Definitions.
- § 381.412. — Settlement agents, accepting funds, exemption--title insurer, deposit of funds--violation, fine.