Missouri Chapter 379 — Insurance Other Than Life
- § 379.010. — Number of incorporators required--classes of insurance--capital and surplus requirements, phase-in.
- § 379.017. — Combined risk policies authorized--single premium may be lower than aggregate coverage rates.
- § 379.025. — Plans for formation of companies--name--prohibitions.
- § 379.030. — Declaration preliminary to organizing.
- § 379.035. — Articles of incorporation for stock companies.
- § 379.040. — Declaration, approval, filing--certificate of incorporation --subscription of stock.
- § 379.050. — Examination and certification of stocks, by whom.
- § 379.055. — Director to give certificate--to be filed--evidence.
- § 379.060. — Charter of mutual companies.
- § 379.065. — Organization of corporation--procedure--fee.
- § 379.070. — Director to examine subscriptions, policyholders' surplus.
- § 379.075. — Authority to commence business, when, how issued.
- § 379.080. — Capital and surplus of stock or mutual company, investments authorized--violation, penalty.
- § 379.082. — Property and liability companies, assets--requirements, standards.
- § 379.083. — Insurer investment in investment pools permitted, when--limitations --custodial and pooling agreements.
- § 379.085. — Mutual companies doing fire and marine business, agreements and securities--violation, penalty.
- § 379.090. — Premium notes, how payable.
- § 379.095. — Assessment of premium notes.
- § 379.098. — Securities to be deposited by all companies, kind and amount.
- § 379.100. — Director to receive deposits.
- § 379.102. — Unearned premium and loss reserves, maintained as liabilities.
- § 379.105. — Annual reports--contents.
- § 379.110. — Definitions.
- § 379.112. — Provisions of policy covered.
- § 379.114. — Reasons for cancellation.
- § 379.116. — Refusal to insure or exclusion of named persons, when.
- § 379.118. — Notice of cancellation and renewals, due when.
- § 379.120. — Explanation of refusal to write a policy, how given, contents.
- § 379.121. — Definitions.
- § 379.122. — Refusal to issue policy based on the lack of prior motor vehicle coverage prohibited, when.
- § 379.123. — Violation deemed unfair trade practice.
- § 379.124. — (Transferred 2004; now 379.121)
- § 379.125. — Reinsurance.
- § 379.126. — (Transferred 2004; now 379.122) (Transferred 2004; now 379.123)
- § 379.140. — Company not to deny value--full amount of policy to be paid.
- § 379.145. — Property insured in more than one company.
- § 379.150. — Partial loss--option with insured.
- § 379.155. — Coinsurance provisions declared void--exception.
- § 379.160. — Form of policy to be filed--coinsurance clause.
- § 379.165. — Construction of warranties of fact made in application.
- § 379.170. — Construction of warranties of fact incorporated in policy.
- § 379.175. — Evasion of sections prohibited.
- § 379.180. — Adjustments and examination of books to be made at place of loss.
- § 379.185. — After notice of loss, company to furnish blanks.
- § 379.190. — Failure to furnish blank forms deemed waiver.
- § 379.195. — Accident insurance liability fixed, when--cancellation prohibited.
- § 379.200. — Judgment creditor may collect insurance, when.
- § 379.201. — Motor vehicle policies to include coverage of owner and vehicle loaned for demonstration or during repairs.
- § 379.203. — Automobile liability policy, required provisions--uninsured motorist coverage required--recovery against tort-feasor, how limited.
- § 379.204. — Underinsured motor vehicle coverage, construction of policy.
- § 379.205. — Mutual companies other than life and fire insurance.
- § 379.210. — Articles of incorporation shall specify what.
- § 379.215. — Name must contain the word "mutual".
- § 379.220. — Submitted to director--proof of publication--certificate may be issued--amendment of articles.
- § 379.225. — Company to have legal existence from date of certificate--insurance in force, when.
- § 379.230. — Contracts of insurance and reinsurance.
- § 379.235. — License required--conditions to be complied with.
- § 379.240. — Who may hold policies.
- § 379.245. — Voting power of members.
- § 379.250. — Premiums.
- § 379.255. — Assets, how invested.
- § 379.257. — Deposit of securities required of mutual companies other than life and fire.
- § 379.260. — Reserves.
- § 379.263. — Mutual companies other than life and fire to file statement of affairs, when.
- § 379.265. — Assessments to meet reserve deficiencies.
- § 379.270. — Director may advance money.
- § 379.275. — Policies need not be countersigned--conditions.
- § 379.290. — Tax to be paid upon premiums.
- § 379.295. — Returns and assessment to be made by director of insurance--collection and disposition of tax by the director of revenue.
- § 379.300. — Failure to make return--director to proceed.
- § 379.316. — Scope of act (section 379.017 and sections 379.316 to 379.361).
- § 379.318. — Rates, how made.
- § 379.321. — Rating plans to be filed with director, when--informational filings.
- § 379.323. — Rating organization defined--license, application for, contents --subscribers, how treated.
- § 379.326. — Deviation, how filed, effective when--open to public inspection.
- § 379.328. — Advisory organization defined--required filings--hearings on activities, discontinuance orders.
- § 379.331. — Joint underwriting regulated--hearings, discontinuance order, when.
- § 379.333. — Insurers may act in concert to make rates.
- § 379.336. — Insurers with common management may act in concert to make rates.
- § 379.338. — Agreement to adhere prohibited, exception.
- § 379.341. — Exchange of information approved.
- § 379.343. — Examinations by director, when, how conducted, cost how paid.
- § 379.346. — Examination, purpose of--hearing--order.
- § 379.348. — Review of rate, rating plan or system, how obtained.
- § 379.351. — Approval by director of rules and plans, when--exchange of information with director--director may make rules and regulations.
- § 379.353. — Withholding of information or giving false or misleading information prohibited, penalty.
- § 379.356. — Excessive premiums and rebates prohibited.
- § 379.359. — Commissions paid to brokers or agents not affected.
- § 379.361. — Penalties--license suspensions--hearings.
- § 379.362. — (Repealed L. 2002 H.B. 1468 § A)
- § 379.420. — Citation of law.
- § 379.425. — Law applicable to certain classes of insurance--exceptions.
- § 379.430. — Insurers may act in concert with respect to rates.
- § 379.435. — Rating organization defined.
- § 379.440. — Rating organization must be licensed--who may apply--content of application.
- § 379.445. — Requirements to obtain and retain license.
- § 379.450. — Director to grant or deny license.
- § 379.455. — Advisory organizations.
- § 379.460. — Joint underwriting groups.
- § 379.465. — Exchange of information--agreement to rates.
- § 379.470. — Provisions governing rates.
- § 379.475. — Director to examine--powers--cost--director may accept examination by other state.
- § 379.480. — Purpose of examination--hearing--orders.
- § 379.485. — Penalties for failure to comply--powers of director.
- § 379.490. — May use rating plans or systems.
- § 379.495. — Payment of dividends not regulated.
- § 379.500. — Freedom of contract for fees not restricted.
- § 379.505. — Hearings on orders--notice--rules of pleading and evidence--review --effective date of order.
- § 379.510. — Penalty for violation of orders.
- § 379.515. — May reorganize and extend corporate existence.
- § 379.520. — Content of articles of association.
- § 379.525. — Additional requirements for articles of association.
- § 379.530. — Special meeting to be called--notice.
- § 379.535. — Propositions for reorganization and extension of corporate existence to be voted on.
- § 379.540. — Articles to be acknowledged and declaration of proceeding to be made.
- § 379.545. — Duty of director of insurance.
- § 379.550. — Board to accept certificate--file with secretary of state--fee--new board--notify director.
- § 379.555. — Examination of company and certificate to do business.
- § 379.560. — Value of equitable interests of nonassenting stockholders or policyholders to be paid to them.
- § 379.565. — Suit in circuit court to determine value.
- § 379.570. — Publication of notice--proceedings.
- § 379.575. — Who may appear--proceedings, how governed.
- § 379.580. — Costs--by whom paid.
- § 379.585. — Company having special charter may accept general insurance laws.
- § 379.590. — Content of articles of association.
- § 379.595. — Additional requirements of articles of association.
- § 379.600. — Special meeting to be called--notice.
- § 379.605. — Proposition to surrender to be voted on.
- § 379.610. — Acknowledgment and declaration to be made.
- § 379.615. — Duty of director.
- § 379.620. — Acceptance by resolution of directors.
- § 379.625. — Certificate to do business.
- § 379.650. — Exchange of reciprocal or interinsurance contracts authorized--classes of insurance allowed.
- § 379.660. — Contracts to be executed through attorney in fact.
- § 379.670. — Application for license, contents--requirements.
- § 379.680. — Service of process on director--method.
- § 379.690. — Statement of condition and affairs may be required by director --restriction on liability of members.
- § 379.700. — Reserves required.
- § 379.710. — Surplus required--claim reserve fund--phase-in of requirements.
- § 379.720. — Deficiency how made up--net premium and deposit defined.
- § 379.730. — Annual statement of financial condition required.
- § 379.740. — Corporations generally empowered to become subscribers.
- § 379.750. — Certificate of authority from director of insurance required--license may be revoked or suspended--renewal.
- § 379.770. — Mergers or consolidation of reciprocal exchanges or interinsurers.
- § 379.780. — Exemption from other insurance laws except retaliatory law, and certain enumerated sections.
- § 379.790. — Penalty for acting without legal authority--director authorized to issue temporary permit.
- § 379.800. — Sections 374.030 to 379.790 intended as a continuation of existing law.
- § 379.808. — Insurance policies on certain real property--beneficiary deemed insured, duration, others covered not affected, when.
- § 379.810. — Program established.
- § 379.815. — Definitions.
- § 379.820. — Inspections and reports.
- § 379.825. — Issuance of policy, when--appointment of liability assumed--expenses--limits on liability.
- § 379.830. — Procedure after inspection and submission.
- § 379.835. — Joint reinsurance association.
- § 379.840. — Standard policy coverage and rating procedure.
- § 379.845. — Cancellation or nonrenewal.
- § 379.850. — Right of appeal.
- § 379.855. — Commissions.
- § 379.860. — Administration of program--governing committee, members, vacancies.
- § 379.865. — Annual and special meetings.
- § 379.870. — Duties of the committee.
- § 379.875. — Statistics to be kept, reports.
- § 379.880. — Public education.
- § 379.882. — Definitions for sections 379.882 to 379.886.
- § 379.883. — Policy cancellation or nonrenewal requirement of sixty days prior to notification--notice content.
- § 379.884. — Policyholder's right to history of policy, when.
- § 379.885. — Proof of mailing notice of cancellation or nonrenewal.
- § 379.886. — Cancellation or nonrenewal of entire line or class of insurance requires ninety days' prior notice to director.
- § 379.888. — Definitions for sections 379.888 to 379.893--notice to insured, when --department to notify insurers.
- § 379.889. — Rates not to be excessive, inadequate, or unfairly discriminatory--unfair discrimination defined.
- § 379.890. — Rates, rate plan or rate system filing, when--required actuarial data.
- § 379.893. — Rules and regulations on modification of rate base, authority of director--procedure.
- § 379.895. — Annual report by commercial casualty insurance companies--form --content of report--exceptions.
- § 379.900. — (Transferred 1988; now 354.700)
- § 379.901. — Prepaid service plan defined--agent soliciting memberships to be licensed insurance agent.
- § 379.902. — (Transferred 1988; now 354.702) (Transferred 1988; now 354.704) (Transferred 1988; now 354.705) (Transferred 1988; now 354.707) (Transferred 1988; now 354.710) (Transferred 1988; now 354.712) (Transferred 1988; now 354.715) (Transferred 1988; now 354.717) (Transferred 1988; now 354.720) (Transferred 1988; now 354.721) (Transferred 1988; now 354.722) (Transferred 1988; now 354.723) (Transferred 1988; now 354.725)
- § 379.930. — Small employer health insurance availability act--definitions.
- § 379.932. — Applicability of act, conditions--treatment as single carrier or separate carrier--ceding agreements prohibited, when.
- § 379.934. — Establishment of class of business, reasons--number of classes that may be established--promulgation of rules for period of transition --establishment of additional classes.
- § 379.936. — Premium rates, subject to conditions--no transfer out of class of business--disclosure required, contents--rating and renewal records required to be kept.
- § 379.938. — Renewability, exceptions--carrier not renewing prohibited from writing new business in market, when--application of section in certain geographic areas.
- § 379.940. — Carriers to offer at least two plans--number of classes, effect --eligibility--section effective after director's approval of plan --health benefit plans, requirements--preexisting condition exclusion, waiver--exclusion of coverage for certain employees--uniform application of requirements--financially impaired condition, waiver.
- § 379.942. — Missouri small employer health reinsurance program created --mandatory participation--opt out, director's determination--board members, qualifications--expansion of board, when--terms, vacancies --filing requirements.
- § 379.943. — Plan of operation, contents, powers--reinsurance of small employer group--premium rates, review--report to director, formula to be developed--standards of compensation--exemption from taxation --director to assess companies, payment of assessment--expiration date.
- § 379.944. — Health benefit plan committee, appointment--members, qualifications --duties, recommendations, plans, contents--submission for approval.
- § 379.946. — Board report, contents, recommendations.
- § 379.948. — Certain law not to apply to basic health benefit plan.
- § 379.950. — Director to promulgate rules, procedure.
- § 379.952. — Carriers to market plan coverage--agent or broker, prohibited activities, exception--variance in compensation prohibited, exceptions--carriers, prohibited activities--denial of application, requirements--penalty--applicability to third party administrators.
- § 379.975. — Insurer to provide information, when.
- § 379.978. — Written disaster plan, insurer to develop, contents.
- § 379.980. — Reorganization of domestic mutual insurance company, authority.
- § 379.982. — Formation of holding company, application--shareholder approval --issuance of shares.
- § 379.985. — Member's interest--nontransference of membership--immunity from liability--assessments, not imposed--security, membership interest.
- § 379.987. — Nonapplicability of certain provisions of insurance holding companies law--incorporation of mutual holding company, authority, approval --powers of mutual holding company, engaging in business of insurance, no authority, affiliation and merger agreements.
- § 379.988. — Mutual holding company subject to supervision of director, dissolution or liquidation--demutualization.