US Laws, Codes, Statutes & Cases

     72A.496 Investigative consumer reports. 

    Subdivision 1.    Notice.  An insurer, insurance agent, 
 or insurance-support organization must not prepare or request an 
 investigative consumer report about an individual in connection 
 with an insurance transaction involving an application for 
 insurance, a policy renewal, a policy reinstatement, or a change 
 in insurance benefits, unless the insurer or insurance agent 
 informs the person:  

    (1) that the individual may request to be interviewed in 
 connection with the preparation of the investigative consumer 
 report; and 

    (2) that, upon a request pursuant to section 72A.497, the 
 individual is entitled to receive a copy of the investigative 
 consumer report. 

    Subd. 2.    Reports prepared by insurers.  If an 
 investigative consumer report is to be prepared by an insurer or 
 insurance agent, the insurer or insurance agent shall institute 
 reasonable procedures to conduct a personal interview requested 
 by an individual.  

    Subd. 3.    Reports prepared by insurance-support 
 organizations.  If an investigative consumer report is to be 
 prepared by an insurance-support organization, the insurer or 
 insurance agent desiring the report shall inform the 
 insurance-support organization whether a personal interview has 
 been requested by the individual.  The insurance-support 
 organization shall institute reasonable procedures for 
 conducting an interview, if requested. 

    HIST: 1989 c 316 s 8 

Copyright 2005 by the Office of Revisor of Statutes, State of Minnesota.