US Laws, Codes, Statutes & Cases

     72A.492 Scope. 

    Subdivision 1.    Covered policies.  The obligations 
 imposed by sections 72A.49 to 72A.505 apply to insurers, 
 insurance agents, and insurance-support organizations that:  

    (1) collect, receive, or maintain information in connection 
 with insurance transactions that pertains to persons who are 
 residents of this state; or 

    (2) engage in insurance transactions with applicants, 
 individuals, or policyholders who are residents of this state.  

    Subd. 2.    Covered persons.  The rights granted by 
 sections 72A.49 to 72A.505 extend to:  

    (1) a person who is a resident of this state and is the 
 subject of information collected, received, or maintained in 
 connection with an insurance transaction; and 

    (2) a person who is a resident of this state and engages in 
 or seeks to engage in an insurance transaction.  

    Subd. 3.    Exceptions.  (a) Sections 72A.49 to 72A.505 
 do not apply to information collected from the public records of 
 a governmental authority and maintained by an insurance company 
 or its representatives to insure the title to real property 
 located in this state. 

    (b) Nothing in sections 72A.49 to 72A.505 gives a patient 
 access to the health records pertaining to the patient 
 maintained by the patient's health provider, or gives the 
 patient the right to alter or amend those health records, unless 
 otherwise provided by law.  

    (c) Sections 72A.49 to 72A.505 do not apply to any 
 insurance transactions involving property and casualty insurance 
 primarily for business or professional needs. 

    HIST: 1989 c 316 s 4 

Copyright 2005 by the Office of Revisor of Statutes, State of Minnesota.