41-4202 — DEFINITIONS

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                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 42
                             INDIVIDUAL ACCIDENT
                        AND HEALTH INSURANCE POLICIES
    41-4202.  DEFINITIONS. (1) "Form" includes but is not limited to policies,
contracts, riders, endorsements, and applications as provided in sections
41-1812 and 41-3419, Idaho Code.
    (2)  "Disability Insurance" means insurance written under chapter 21,
title 41, Idaho Code, coverages written under chapter 34, title 41, Idaho
Code, and coverages written under chapter 39 of title 41. For purposes of this
act, nonprofit hospital, medical and dental service associations, and health
maintenance organizations shall be deemed to be engaged in the business of
insurance.
    (3)  "Policy" means the entire contract between the insurer and the
insured, including the policy, riders, endorsements, and the application, if
attached, and also includes nongroup subscriber contracts issued by nonprofit
hospital, medical and dental service associations, and nongroup subscriber
contracts issued by health maintenance organizations.