41-4201 — PURPOSE

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                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 42
                             INDIVIDUAL ACCIDENT
                        AND HEALTH INSURANCE POLICIES
    41-4201.  PURPOSE. The purpose of this act shall be to provide reasonable
standardization and simplification of terms and coverages of individual
disability insurance policies, nongroup subscriber contracts of nonprofit
hospitals, medical and dental service associations, and nongroup subscriber
contracts of health maintenance organizations to facilitate public
understanding and comparison, to eliminate provisions contained in individual
disability insurance policies, nongroup subscriber contracts of nonprofit
hospital, medical and dental service associations, and nongroup subscriber
contracts of health maintenance organizations which may be misleading or
unreasonably confusing in connection either with the purchase of such
coverages or with the settlement of claims, and to provide for full disclosure
in the sale of disability coverages.