US Laws, Codes, Statutes & Cases

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 32
                         FRATERNAL BENEFIT SOCIETIES
    41-3237.  EXEMPTION OF CERTAIN SOCIETIES. (1) Nothing contained in this
chapter shall be so construed as to affect or apply to:
    (a)  Grand or subordinate lodges of societies, orders or associations now
    doing business in this state which provide benefits exclusively through
    local or subordinate lodges;
    (b)  Orders, societies or associations which admit to membership only
    persons engaged in one (1) or more crafts or hazardous occupations, in the
    same or similar lines of business; and the ladies societies or ladies
    auxiliaries to such orders, societies or associations;
    (c)  Domestic societies which limit their membership to employees of a
    particular city, designated firm, business house or corporation which
    provide for a death benefit of not more than four hundred dollars ($400)
    or disability benefits of not more than three hundred fifty dollars ($350)
    to any person in any one (1) year, or both;
    (d)  Domestic societies or associations of a purely religious, charitable
    or benevolent description, which provide for a death benefit of not more
    than four hundred dollars ($400) or for disability benefits of not more
    than three hundred fifty dollars ($350) to any one (1) person in any one
    (1) year, or both.
    (2)  Any such society or association described in subparagraphs (1)(c) and
(1)(d) of this section which provides for death or disability benefits for
which benefit certificates are issued, and any such society or association
included in subparagraph (1)(d) of this section which has more than one
thousand (1,000) members, shall not be exempted from the provisions of this
chapter but shall comply with all requirements thereof.
    (3)  No society which, by the provisions of this section, is exempt from
the requirements of this chapter, except any society described in subparagraph
(1)(b) of this section, shall give or allow, or promise to give or allow to
any person any compensation for procuring new members.
    (4)  Every fraternal benefit society heretofore organized and incorporated
and which provides exclusively for benefits in case of death or disability
resulting solely from accident, and which does not obligate itself to pay
natural death or sick benefits shall have all of the privileges and be subject
to all the applicable provisions of this chapter except that the privileges
thereof relating to medical examination, valuations of benefit certificates,
and incontestability shall not apply to such society.
    (5)  The director may require from any society or association, by
examination or otherwise, such information as will enable the director  to
determine whether such society or association is exempt from the provisions of
this chapter.
    (6)  Societies exempted under the provisions of this section shall also be
exempt from all other provisions of the insurance laws of this state.