41-3112A — ADVANCE PREMIUMS -- RETURN PREMIUMS

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                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 31
                            COUNTY MUTUAL INSURERS
    41-3112A.  ADVANCE PREMIUMS -- RETURN PREMIUMS. (1) Advance premiums. A
county mutual insurer having a surplus over all liabilities of not less than
$50,000, including a liability for unearned premiums, and for so long as such
surplus is continuously maintained, such insurer may bill and collect
assessments on the advance premium basis.
    (2)  Return premium. Upon the termination of any policy of insurance
during any effective policy year, the unearned premium shall be returned to a
member policyholder in accordance with the rules for pro-rata and short rate
cancelations applying to casualty insurance policies.
    (3)  The limitations as to the emergency fund imposed by section
41-3112(3) shall not apply to a county mutual insurer qualifying under this
section to collect premiums in advance.