US Laws, Codes, Statutes & Cases

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 31
                            COUNTY MUTUAL INSURERS
    41-3104.  INSURING POWERS. Within the limits of restrictions set forth in
its articles of incorporation and otherwise under this chapter, such an
insurer may:
    (1)  Issue property insurance, as defined in section 41-504, Idaho Code,
as to farm property and personal property reasonably associated therewith,
churches and public halls, and certain other dwellings and property as
specified below, all as follows:
    (a)  The property insured must be owned by a member of the insurer, and
must (except as expressly provided in this section) be located within the
county or counties in which the insurer is authorized to transact insurance as
provided in section 41-3105, Idaho Code;
    (b)  The insurer shall not insure any property located within the limits
of any incorporated city, town, or village, except as follows:
    (i)  The insurer may insure dwellings and/or household goods owned by its
members who, after becoming such members, have moved within the limits of any
such incorporated city, town, or village;
    (ii)  The insurer may insure property of a member located upon an
otherwise open tract of land occupied by the member and not less than five (5)
acres in area, within the limits of any such city, town, or village; and
    (iii)  The insurer may insure grange halls, wherever located in this
state.
    (2)  The insurer may insure other buildings and/or contents owned by its
members individually or as an organization and not located within any city,
town, or village with population in excess of one hundred twenty-five (125).
    (3)  The insurer may insure churches and other public halls only if
located outside of incorporated cities, towns, and villages.
    (4)  The insurer may insure farm machinery wherever located against fire,
theft, and upset, or against fire and such additional perils as are usually
insured under an extended coverage indorsement.