41-2911 — MODIFICATIONS


                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 29
                             RECIPROCAL INSURERS
    41-2911.  MODIFICATIONS. Modifications of the terms of the subscribers'
agreement or of the power of attorney of a domestic reciprocal insurer shall
be made jointly by the attorney and the subscribers' advisory committee. No
such modification shall be effective retroactively, nor as to any insurance
contract issued prior thereto.