US Laws, Codes, Statutes & Cases

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 21
                        DISABILITY INSURANCE POLICIES
    41-2141.  COORDINATION OF BENEFITS -- COORDINATION WITH SOCIAL SECURITY
BENEFITS. (1) Under the authority of this section and section 41-2216, Idaho
Code, the director shall promulgate rules that are in accordance with the
model regulations of the national association of insurance commissioners
relating to coordination of benefits provisions in individual and group
disability insurance policies. This section shall apply to all policies of
individual disability insurance or coverage issued in this state pursuant to
the provisions of chapters 21, 34, 39 and 52, title 41, Idaho Code. These
rules shall establish uniformity in the permissive use of provisions governing
the coordination of benefits between individual disability policies and
between individual disability policies and group disability policies in order
to avoid claim delays and misunderstandings that otherwise result from the use
of inconsistent or incompatible provisions.
    (2)  Any provision contained in a policy of disability insurance providing
for a reduction of benefits payable under the policy during a policy benefit
period due to an increase in benefits payable under the federal social
security act, as amended, shall be null and void with respect to any such
increase which occurs on or after the effective date of this act.