US Laws, Codes, Statutes & Cases

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 21
                        DISABILITY INSURANCE POLICIES
    41-2138.  HEALTH INSURANCE -- TEN-DAY FREE EXAMINATION. (1) Except as to
nonrenewable accident policies and individual credit health insurance
policies, every individual health insurance policy shall contain a provision
therein or in a separate rider attached thereto when delivered, stating in
substance that the person to whom the policy is issued shall be permitted to
return the policy within ten (10) days of its delivery to such person and to
have a refund of the premium paid if after examination of the policy the
purchaser is not satisfied with it for any reason. The provision shall be set
forth in the policy under appropriate caption, and if not so printed on the
face page of the policy adequate notice of the provision shall be printed or
stamped conspicuously on the face page.
    (2)  The policy may be so returned to the insurer at its home or branch
office or to the agent through whom it was applied for, and thereupon shall be
void as from the beginning and as if the policy had not been issued.