41-2133 — CONFORMING TO STATUTE

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                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 21
                        DISABILITY INSURANCE POLICIES
    41-2133.  CONFORMING TO STATUTE. (1) No policy provision which is not
subject to this chapter shall make a policy, or any portion thereof, less
favorable in any respect to the insured or the beneficiary than the provisions
thereof which are subject to this chapter.
    (2)  A policy delivered or issued for delivery to any person in this state
in violation of this chapter shall be held valid but shall be construed as
provided in this chapter. When any provision in a policy subject to this
chapter is in conflict with any provision of this chapter, the rights, duties,
and obligations of the insurer, the insured and the beneficiary shall be
governed by the provisions of this chapter.