41-2101 — SCOPE OF CHAPTER

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                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 21
                        DISABILITY INSURANCE POLICIES
    41-2101.  SCOPE OF CHAPTER. Nothing in this chapter shall apply to or
affect:
    (1)  Any policy of liability or workmen's compensation insurance with or
without supplementary expense coverage therein.
    (2)  Any group or blanket policy.
    (3)  Life insurance, endowment or annuity contracts, or contracts
supplemental thereto which contain only such provisions relating to disability
insurance as:
    (a)  Provide additional benefits in case of death or dismemberment or loss
of sight by accident or accidental means, or as
    (b)  Operate to safeguard such contracts against lapse, or to give a
special surrender value or special benefit or an annuity in the event that the
insured or annuitant becomes totally and permanently disabled, as defined by
the contract or supplemental contract.
    (4)  Reinsurance.