41-1919 — INCONTESTABILITY -- ANNUITIES

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                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 19
                           LIFE INSURANCE POLICIES
                            AND ANNUITY CONTRACTS
    41-1919.  INCONTESTABILITY -- ANNUITIES. If any statements, other than
those relating to age, sex and identity are required as a condition to issuing
an annuity or pure endowment contract, other than a reversionary,
survivorship, or group annuity, and subject to section 41-1921 of this
chapter, there shall be a provision that the contract shall be incontestable
after it has been in force during the lifetime of the person or of each of the
persons as to whom such statements are required, for a period of two (2) years
from its date of issue, except for nonpayment of stipulated payments to the
insurer; and at the option of the insurer such contract may also except any
provisions relative to benefits in the event of disability and any provisions
which grant insurance specifically against death by accident or accidental
means.