41-1906 — ENTIRE CONTRACT


                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 19
                           LIFE INSURANCE POLICIES
                            AND ANNUITY CONTRACTS
    41-1906.  ENTIRE CONTRACT. There shall be a provision that the policy, or
the policy and the application therefor if a copy of such application is
endorsed upon or attached to the policy when issued, shall constitute the
entire contract between the parties, and that all statements contained in such
an application shall, in the absence of fraud, be deemed representations and
not warranties.