41-1903 — STANDARD PROVISIONS REQUIRED

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                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 19
                           LIFE INSURANCE POLICIES
                            AND ANNUITY CONTRACTS
    41-1903.  STANDARD PROVISIONS REQUIRED. (1) No policy of life insurance
other than group, and pure endowments with or without return of premiums or of
premiums and interest, shall be delivered or issued for delivery in this state
unless it contains in substance all of the applicable provisions required by
sections 41-1904 to 41-1915, [Idaho Code,] inclusive, of this chapter. This
section shall not apply to annuity contracts nor to any provision of a life
insurance policy, or contract supplemental thereto, relating to disability
benefits or to additional benefits in the event of death by accident or
accidental means.
    (2)  Any of such provisions or portions thereof not applicable to single
premium or term policies shall to that extent not be incorporated therein.