US Laws, Codes, Statutes & Cases

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 18
                            THE INSURANCE CONTRACT
    41-1837.  RETURN OF UNEARNED PREMIUMS ON DESTRUCTION OF PROPERTY.  In the
event of the total destruction of any insured property, on which the total
amount of loss or agreed loss shall be less than the total amount insured
thereon, the insurer or insurers shall return to the insured the unearned
insurance premium for the excess of the insurance over the appraised or agreed
loss, to be paid at the same time and in the same manner as the loss shall be
paid.