US Laws, Codes, Statutes & Cases

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 18
                            THE INSURANCE CONTRACT
    41-1814.  STANDARD PROVISIONS IN GENERAL. (1) Insurance contracts shall
contain such standard or uniform provisions as are required by the applicable
provisions of this code pertaining to contracts of particular kinds of
insurance. The director may waive the required use of a particular provision
in a particular insurance policy form if:
    (a)  He finds such provision unnecessary for the protection of the insured
and inconsistent with the purposes of the policy, and
    (b)  The policy is otherwise approved by him.
    (2)  No policy shall contain any provision inconsistent with or
contradictory to any standard or uniform provision used or required to be
used, but the director may approve any substitute provision which is, in his
opinion, not less favorable in any particular to the insured or beneficiary
than the provisions otherwise required.
    (3)  In lieu of the provisions required by this code for contracts for
particular kinds of insurance, substantially similar provisions required by
the law of the domicile of a foreign or alien insurer may be used when
approved by the director.