US Laws, Codes, Statutes & Cases

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 18
                            THE INSURANCE CONTRACT
    41-1810.  APPLICATION AS EVIDENCE. (1) No application for the issuance of
any life or disability insurance policy or annuity contract shall be
admissible in evidence in any action relative to such policy or contract,
unless a true copy of the application was attached to or otherwise made a part
of the policy or contract when issued. This provision shall not apply to
industrial life insurance policies.
    (2)  If any policy of life or disability insurance delivered in this state
is reinstated or renewed, and the insured or the beneficiary or assignee of
the policy makes written request to the insurer for a copy of the application,
if any, for such reinstatement or renewal, the insurer shall, within thirty
(30) days after receipt of such request at its home office, deliver or mail to
the person making such request a copy of such application reproduced by any
legible means. If such copy is not so delivered or mailed after having been so
requested, the insurer shall be precluded from introducing the application in
evidence in any action or proceeding based upon or involving the policy or its
reinstatement or renewal. In the case of such a request from a beneficiary,
the time within which the insurer is required to furnish a copy of such
application shall not begin to run until after receipt of evidence
satisfactory to the insurer of the beneficiary's vested interest in the policy
or contract.
    (3)  As to kinds of insurance other than life or disability insurance, no
application for insurance signed by or on behalf of the insured shall be
admissible in evidence in any action between the insured and the insurer
arising out of the policy so applied for, if the insurer has failed, at
expiration of thirty (30) days after receipt by the insurer of written demand
therefor by or on behalf of the insured, to furnish to the insured a copy of
such application reproduced by any legible means.