US Laws, Codes, Statutes & Cases

                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 14
                           PROPERTY INSURANCE RATES
    41-1401.  SCOPE OF CHAPTER. (1) Except as provided in section 41-1619
(other provisions applicable, workmen's compensation rates), and except as
provided in subsection (3) below, this chapter applies to property, marine and
transportation, inland marine, casualty (other than workmen's compensation
coverages) and surety (other than the insurance or guaranty of the obligations
of employers under workmen's compensation laws) insurances, as such property,
marine and transportation, casualty and surety insurances are defined in
chapter 5, title 41, Idaho Code, on risks located or operations to be
performed in this state.
    (2)  "Inland marine" insurance shall be deemed to include insurance now or
hereafter defined by statute, or by interpretation thereof, or if not so
defined or interpreted, by ruling of the director, or as established by
general custom of the business, as inland marine insurance.
    (3)  This chapter shall further not apply as to:
    (a)  Reinsurance, other than joint reinsurance to the extent stated in
section 41-1426;
    (b)  Insurance of vessels or craft, their cargos, marine builders' risks,
marine protection and indemnity; or other risks commonly insured under marine,
as distinguished from inland marine, insurance policies;
    (c)  Insurance against loss of or damage to aircraft or against liability
arising out of ownership, maintenance or use of aircraft, nor to insurance of
hulls of aircraft, including their accessories and equipment;
    (d)  Any domestic self-insurer for fire; or
    (e)  Any reciprocal insurer writing hazards or perils for its members
exclusively associated with a single industry.