41-1004 — LICENSE REQUIRED


                                  TITLE  41
                                  INSURANCE
                                  CHAPTER 10
                              PRODUCER LICENSING
    41-1004.  LICENSE REQUIRED. (1) A person shall not sell, solicit or
negotiate insurance in this state for any class or classes of insurance unless
the person is licensed as a producer for that line of authority in accordance
with this chapter.
    (2)  A person shall not, for a fee, engage in the business of offering any
advice, counsel, opinion or service with respect to the benefits, advantages
or disadvantages under any policy of insurance that could be issued in Idaho
unless that person is:
    (a)  A licensed insurance producer offering advice concerning a class of
    insurance as to which the producer is licensed to transact business in
    this state;
    (b)  An attorney rendering services in the performance of the duties of an
    attorney;
    (c)  A certified public accountant rendering services in the performance
    of the duties of a certified public accountant, as authorized by law;
    (d)  An actuary rendering actuarial services if such actuary is a member
    of an organization determined by the director as establishing standards
    for the actuarial profession;
    (e)  A person providing services to producers or authorized insurers only;
    (f)  A person rendering services as an expert pursuant to the Idaho rules
    of evidence; or
    (g)  An investment adviser, investment adviser representative or
    federally-covered investment adviser as defined in section 30-14-102,
    Idaho Code.