33-29-10
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33-29-10.
(a)
If any accident and sickness policy delivered or issued for delivery in this
state contains a provision establishing, as an age limit or otherwise, a date
after which the coverage provided by the policy will not be effective and, if
the date falls within a period for which premium is accepted by the insurer or
if the insurer accepts a premium after such date, the coverage provided by the
policy will continue in force until the end of the period for which premium has
been accepted.
(b)
In the event the age of the insured has been misstated and if, according to the
correct age of the insured, the coverage provided by the policy would not have
become effective or would have ceased prior to the acceptance of the premium or
premiums, then the liability of the insurer shall be limited to the refund, upon
request, of all premiums paid for the period not covered by the policy.