33-24-21
Code Resources
Georgia Resources
Georgia Website
Georgia Governor
Georgia Legislature
Georgia Courts
Search this Code
in Google Scholar
on the Web
Google Web Search
MSN Web Search
Yahoo! Web Search
in the News
Google News Search
Google News Archive Search
Yahoo! News Search
in the Blogs
BlawgSearch.com Search
Google Blog Search
Technorati Blog Search
in other Databases
Google Book Search
33-24-21.
(a)
No group policy of accident and sickness insurance offered for sale in this
state, other than a policy of credit accident and sickness insurance which
provides coverage for hospital or medical expenses on either an expense incurred
basis or otherwise, which, in addition to covering the insured, also provides
coverage to the spouse of the insured, may contain a provision for termination
of coverage for a spouse covered under the policy solely as a result of a break
in the marital relationship except by reason of the death of the insured or of
any entry of a valid decree of divorce between the parties.
(b)
Every policy which contains a provision for termination of coverage of the
spouse upon death of the insured or divorce shall contain a provision to the
effect that, upon the death of the insured or the entry of a valid decree of
divorce between the insured parties, the surviving or divorced spouse shall be
entitled to have issued to him or her, without evidence of insurability, upon
application made to the company within 31 days following the entry of such
decree and upon the payment of the appropriate premium, an individual or family
policy of accident and sickness insurance then being issued by the insurer which
provides coverage most nearly similar to the coverage contained in the policy
which was terminated by reason of death or divorce or any other similar
individual or family policy then being issued by the insurer which contains
lesser coverage. Any and all probationary or waiting periods set forth in an
individual or family policy shall be considered as being met to the extent
coverage was in force under the prior policy.
(c)
This Code section shall also relate to blanket accident and sickness insurance
policies and to policies issued by a fraternal benefit society, a hospital
service nonprofit corporation, a nonprofit medical service corporation, a health
care corporation, a health maintenance organization, or any other similar
entity.