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2021 Wisconsin Statutes & Annotations
Chapter 422 - Consumer credit transactions.
SUBCHAPTER I
GENERAL PROVISIONS SUBCHAPTER II
MAXIMUM CHARGES
DISCLOSURE AND FORM OF WRITINGS
LIMITATIONS ON AGREEMENTS AND PRACTICES
CREDIT SERVICES ORGANIZATIONS
GENERAL PROVISIONS SUBCHAPTER II
MAXIMUM CHARGES
- 422.201 - Finance charge for consumer credit transactions.
- 422.202 - Additional charges.
- 422.203 - Delinquency charges.
- 422.204 - Deferral charges.
- 422.205 - Finance charge on refinancing.
- 422.206 - Finance charge on consolidation.
- 422.207 - Advances to perform agreements of customer.
- 422.208 - Right to prepay.
- 422.209 - Rebate on prepayment.
- 422.210 - Agricultural credit transactions.
DISCLOSURE AND FORM OF WRITINGS
- 422.301 - Requirements of federal act.
- 422.302 - General requirements and provisions.
- 422.303 - Form requirements other than open-end or discount.
- 422.304 - Prohibition of blank writings.
- 422.305 - Notice to obligors.
- 422.306 - Receipts; accounting; evidence of payment.
- 422.307 - Estimates or approximations.
- 422.308 - Open-end credit disclosures.
- 422.310 - Refund anticipation loans.
LIMITATIONS ON AGREEMENTS AND PRACTICES
- 422.401 - Scope.
- 422.402 - Balloon payments prohibited.
- 422.403 - Maximum periods of repayment.
- 422.404 - Assignment of earnings.
- 422.405 - Authorization to confess judgment prohibited.
- 422.406 - Negotiable instruments.
- 422.407 - Defenses assertable against an assignee.
- 422.408 - Interlocking loans.
- 422.409 - Notice of assignment.
- 422.410 - Statements of compliance or performance.
- 422.411 - Attorney fees.
- 422.412 - Restriction on liability in consumer lease.
- 422.413 - Limitation on default charges.
- 422.414 - Use of multiple agreements.
- 422.415 - Changes in open-end credit terms.
- 422.4155 - Notice of termination of liability.
- 422.416 - Referral transactions prohibited.
- 422.417 - Restrictions on security interests.
- 422.418 - Security interests: consolidations; open-end credit plans.
- 422.419 - Waivers prohibited.
- 422.420 - Cosigner charges.
- 422.421 - Variable rate transaction.
- 422.422 - Cash discounts.
CREDIT SERVICES ORGANIZATIONS
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