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2019 Revised Code of Washington
Title 48 - Insurance
Chapter 48.23 - Life Insurance and Annuities.
- 48.23.010 Scope of chapter.
- 48.23.015 Purchase or exchange of annuities—Definitions—Standards—Requirements—Conduct—Records—Penalties—Rules.
- 48.23.020 Standard provisions required—Life insurance.
- 48.23.030 Grace period.
- 48.23.040 Entire contract—Representations.
- 48.23.050 Incontestability.
- 48.23.060 Misstatement of age.
- 48.23.070 Participation in surplus.
- 48.23.075 Participation in surplus—Requirements for forms.
- 48.23.080 Policy loan.
- 48.23.085 Policy loan interest rates.
- 48.23.090 Table of values and options.
- 48.23.100 Nonforfeiture options.
- 48.23.110 Table of installments.
- 48.23.120 Reinstatement.
- 48.23.130 Settlement on proof of death.
- 48.23.140 Standard provisions—Annuities, pure endowment contracts.
- 48.23.150 Grace period—Annuities, pure endowments.
- 48.23.160 Incontestability—Annuities, pure endowments.
- 48.23.170 Entire contract—Annuities, pure endowments.
- 48.23.180 Misstatement of age or sex—Annuities, pure endowments.
- 48.23.190 Dividends—Annuities, pure endowments.
- 48.23.200 Nonforfeiture benefits—Annuities, pure endowments.
- 48.23.210 Reinstatement—Annuities, pure endowments.
- 48.23.220 Standard provisions—Reversionary annuities.
- 48.23.230 Sections applicable.
- 48.23.240 Reinstatement—Reversionary annuities.
- 48.23.250 Supplemental benefits.
- 48.23.260 Limitation of liability.
- 48.23.270 Incontestability after reinstatement.
- 48.23.290 Premium deposits.
- 48.23.300 Policy settlements—Interest.
- 48.23.310 Deduction of indebtedness.
- 48.23.320 Miscellaneous proceeds.
- 48.23.330 Trafficking in dividend rights.
- 48.23.340 Prohibited policy plans.
- 48.23.345 Juvenile life insurance—Speculative or fraudulent purposes.
- 48.23.360 Calculation of nonforfeiture benefits under annuities.
- 48.23.370 Duties of insurer issuing both participating and nonparticipating policies—Rules.
- 48.23.380 Return of policy and refund of premium—Grace period—Notice—Effect.
- 48.23.410 Short title.
- 48.23.420 Inapplicability of enumerated sections to certain policies.
- 48.23.430 Paid-up annuity and cash surrender provisions required.
- 48.23.440 Minimum nonforfeiture amounts.
- 48.23.450 Minimum present value of paid-up annuity benefit.
- 48.23.460 Minimum cash surrender benefits—Death benefit.
- 48.23.470 Contracts without cash surrender, death benefits—Minimum present value of paid-up annuity benefits.
- 48.23.480 Optional maturity dates.
- 48.23.490 Statement required in contract without cash surrender or death benefits.
- 48.23.500 Calculation of benefits available other than on contract anniversary.
- 48.23.510 Additional benefits.
- 48.23.525 Individual life insurance—Noninsurance benefits—Rules.
- 48.23.900 Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.
NOTES:
Assignment of policies: RCW 48.18.360.
Charitable gift annuity business: Chapter 48.38 RCW.
Exemption of proceeds
commutation, annuities: RCW 48.18.430.
life insurance: RCW 48.18.410.
Insurable interest, personal insurance, nonprofit organizations: RCW 48.18.030.
Minor may contract for life or disability insurance: RCW 48.18.020.
Payment to person designated in policy or by assignment discharges insurer: RCW 48.18.370.
Policy forms, execution, filing, etc.: Chapter 48.18 RCW.
Simultaneous deaths: RCW 48.18.390.
Spouses' rights in life insurance policy: RCW 48.18.440.
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