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2022 U.S. Code
Title 12 - Banks and Banking
| Publication Title | United States Code, 2018 Edition, Supplement 4, Title 12 - BANKS AND BANKING |
| Category | Bills and Statutes |
| Collection | United States Code |
| SuDoc Class Number | Y 1.2/5: |
| Contains | Sections 1 to 5807 |
| Date | 2022 |
| Laws In Effect As Of Date | January 5, 2023 |
| Positive Law | No |
- Table of Contents
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Chapter 1 - The Comptroller of the Currency
(Section 1 - 16)
- Table of Contents
- Sec. 1 - Office of the Comptroller of the Currency
- Sec. 2 - Comptroller of the Currency; appointment; term
- Sec. 3 - Oath of Comptroller
- Sec. 4 - Deputy Comptrollers
- Sec. 4a - Delegation of authority by Comptroller
- Sec. 4b - Deputy Comptroller for the supervision and examination of Federal savings associations
- Secs. 5, 6 - Repealed. Pub. L. 86-251, §1(b), (c)(1), Sept. 9, 1959, 73 Stat. 487, 488
- Sec. 7 - Chief of examining division
- Sec. 8 - Clerks
- Sec. 9 - Additional examiners, clerks, and other employees
- Sec. 9a - Repealed. Pub. L. 89-554, §8(a), Sept. 6, 1966, 80 Stat. 645
- Sec. 10 - Salaries of Deputy Comptrollers, examiners, and other employees as part of bank examination expenses
- Sec. 11 - Interest in national banks
- Sec. 12 - Seal of Comptroller
- Sec. 13 - Rooms for Currency Bureau
- Sec. 14 - Report of Comptroller
- Sec. 14a - Data standards; open data publication
- Sec. 15 - Repealed. Aug. 7, 1946, ch. 770, §1(40, 50), 60 Stat. 869, 870
- Sec. 16 - Funding of Office
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Chapter 2 - National Banks
(Section 21 - 216d)
- Table of Contents
- Subchapter I - Organization and General Provisions (Section 21 - 43)
- Subchapter II - Capital, Stock, and Stockholders (Section 51 - 67)
- Subchapter III - Directors (Section 71 - 78)
- Subchapter IV - Regulation of the Banking Business; Powers and Duties of National Banks (Section 81 - 95b)
- Subchapter V - Obtaining and Issuing Circulating Notes (Section 101 - 110)
- Subchapter VI - Redemption and Replacement of Circulating Notes (Section 121 - 127)
- Subchapter VII - Proceedings on Failure of Bank to Redeem Circulating Notes (Section 131 - 138)
- Subchapter VIII - Reserve Cities; Lawful Reserves (Section 141 - 146)
- Subchapter IX - Formation of Associations to Issue Gold Notes (Section 151 - 153)
- Subchapter X - Bank Examinations; Reports (Section 161 - 165)
- Subchapter XI - Miscellaneous Provisions Regarding United States Bonds in Relation to National Banks (Section 168 - 178)
- Subchapter XII - Voluntary Dissolution (Section 181 - 186)
- Subchapter XIII - Receivership (Section 191 - 200)
- Subchapter XIV - Bank Conservation Act (Section 201 - 213)
- Subchapter XV - Conversion of National Banks Into State Banks (Section 214 - 214d)
- Subchapter XVI - Consolidation and Merger (Section 215 - 215c)
- Subchapter XVII - Disposition of Unclaimed Property Recovered From Closed National Banks (Section 216 - 216d)
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Chapter 3 - Federal Reserve System
(Section 221 - 522)
- Table of Contents
- Subchapter I - Definitions, Organization, and General Provisions Affecting System (Section 221 - 228)
- Subchapter II - Board of Governors of the Federal Reserve System (Section 241 - 253)
- Subchapter III - Federal Advisory Council (Section 261 - 262)
- Subchapter IV - Federal Open Market Committee (Section 263 - 263)
- Subchapter V - Federal Deposit Insurance Corporation (Section 264 - 266)
- Subchapter VI - Capital and Stock of Federal Reserve Banks; Dividends and Earnings (Section 281 - 290)
- Subchapter VII - Directors of Federal Reserve Banks; Reserve Agents and Assistants (Section 301 - 308)
- Subchapter VIII - State Banks as Members of System (Section 321 - 339a)
- Subchapter IX - Powers and Duties of Federal Reserve Banks (Section 341 - 364)
- Subchapter X - Powers and Duties of Member Banks (Section 371 - 378)
- Subchapter XI - Depositaries and Fiscal Agents (Section 391 - 395)
- Subchapter XII - Federal Reserve Notes (Section 411 - 422)
- Subchapter XIII - Circulating Notes and Bonds Securing Same (Section 441 - 448)
- Subchapter XIV - Bank Reserves (Section 461 - 467)
- Subchapter XV - Bank Examinations (Section 481 - 486)
- Subchapter XVI - Civil Liability of Federal Reserve and Member Banks, Shareholders, and Officers (Section 501 - 506)
- Subchapter XVII - Reserve-Bank Branches (Section 521 - 522)
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Chapter 4 - Taxation
(Section 531 - 570)
- Table of Contents
- Subchapter I - Federal Reserve Banks (Section 531 - 531)
- Subchapter II - National Bank Circulation (Section 541 - 547)
- Subchapter III - National Bank Shares (Section 548 - 548)
- Subchapter IV - State Bank Circulation (Section 561 - 570)
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Chapter 5 - Crimes and Offenses
(Section 581 - 599)
- Table of Contents
- Subchapter I - In General (Section 581 - 588d)
- Subchapter II - Federal Reserve and Member Banks, Officers, Employees, and Examiners (Section 591 - 599)
- + Chapter 6 - Foreign Banking (Section 601 - 633)
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Chapter 6A - Export-Import Bank of the United States
(Section 635 - 635t)
- Table of Contents
- Subchapter I - General Provisions (Section 635 - 635i-9)
- Subchapter II - Export Financing (Section 635j - 635n)
- Subchapter III - Tied Aid Credit Export Subsidies (Section 635o - 635t)
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Chapter 7 - Farm Credit Administration
(Section 636 - 1138f)
- Content - Farm Credit Administration; General Administrative Provisions (Section 636 - 640-1)
- Content - District Organizations Under Supervision of Farm Credit Administration; Farm Credit Districts and Farm Credit Boards (Section 640a - 640l)
- Subchapter I - Federal Land Banks, Joint-Stock Land Banks, and Federal Land Bank Associations (Section 641 - 1012)
- Subchapter II - Loans to Farmers by Land Bank Commissioner (Section 1016 - 1019)
- Subchapter II-A - Federal Farm Mortgage Corporation (Section 1020 - 1020h)
- Subchapter II-B - Loans to Farmers by Governor of Farm Credit Administration (Section 1020i - 1020o)
- Subchapter III - Federal Intermediate Credit Banks (Section 1021 - 1129)
- Subchapter IV - Production Credit Associations (Section 1131 - 1131j)
- Subchapter V - Regional Banks for Cooperatives and Central Bank for Cooperatives (Section 1134 - 1134m)
- Subchapter VI - Provisions Common to Production Credit Associations, and Regional and Central Banks for Cooperatives (Section 1138 - 1138f)
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Chapter 7A - Agricultural Marketing
(Section 1141 - 1141j)
- Table of Contents
- Front Matter
- Sec. 1141 - Declaration of policy; effective merchandising of agricultural commodities; speculation; cooperative marketing; surpluses; administration of chapter
- Sec. 1141a - Repealed. Aug. 6, 1953, ch. 335, §19, 67 Stat. 400
- Secs. 1141b to 1141f - Repealed. Pub. L. 115-334, title V, §5411(52)-(56), (58), Dec. 20, 2018, 132 Stat. 4685
- Sec. 1141g - Omitted
- Sec. 1141h - Avoidance of duplication; cooperation with other governmental establishments; obtaining information and data; cooperation with States, Territories, and agencies or subdivisions thereof; indicating research problems; transfer of offices, functions, etc.
- Sec. 1141i - Repealed. Pub. L. 115-334, title V, §5411(57), Dec. 20, 2018, 132 Stat. 4685
- Sec. 1141j - Miscellaneous provisions
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Chapter 7B - Regional Agricultural Credit Corporations
(Section 1148 - 1148d)
- Table of Contents
- Sec. 1148 - Repealed. Pub. L. 115-334, title V, §5411(59), Dec. 20, 2018, 132 Stat. 4685
- Sec. 1148a - Repealed. Pub. L. 92-181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
- Secs. 1148a-1 to 1148a-3 - Repealed. Pub. L. 87-128, title III, §341(a), Aug. 8, 1961, 75 Stat. 318
- Secs. 1148a-4 to 1148d - Repealed. Pub. L. 115-334, title V, §5411(60)-(63), Dec. 20, 2018, 132 Stat. 4686
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Chapter 8 - Adjustment and Cancellation of Farm Loans
(Section 1150 - 1150c)
- Table of Contents
- Front Matter
- Sec. 1150 - Compromise, adjustment, and cancellation of farm loans; conditions; delegation of powers and duties by Secretary of Agriculture
- Sec. 1150a - Farm loans to which chapter is applicable
- Sec. 1150b - Authorization of appropriations
- Sec. 1150c - Self-hauling of hay or other roughages under hay transportation assistance program; liability for or refund of excess payments; availability of funds for payments
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Chapter 9 - National Agricultural Credit Corporations
(Section 1151 - 1322)
- Content - Formation (Section 1151 - 1151a)
- Content - Requisites of Articles and Certificate (Section 1161 - 1163)
- Content - Corporate Powers (Section 1171 - 1172)
- Content - Debentures and Other Obligations; Liability; Security (Section 1181 - 1182)
- Content - Limitations (Section 1191 - 1191)
- Content - Interest Rates (Section 1201 - 1202)
- Content - Capital Stock (Section 1211 - 1215)
- Content - Rediscount Corporations (Section 1221 - 1223)
- Content - Permit to Begin Business (Section 1231 - 1232)
- Content - Miscellaneous Administrative Provisions (Section 1241 - 1249)
- Content - Banks of Federal Reserve System as Stockholders (Section 1251 - 1251)
- Content - Taxation (Section 1261 - 1261)
- Content - Deposits (Section 1271 - 1271)
- Content - Conversion of Corporations (Section 1281 - 1283)
- Content - Consolidation of Corporations (Section 1291 - 1293)
- Content - Insolvency, Receivership, and Liquidation (Section 1301 - 1303)
- Content - Penalty Provisions (Section 1311 - 1318)
- Content - Partial Invalidity; Amendments and Repeals (Section 1321 - 1322)
- + Chapter 10 - Local Agricultural-Credit Corporations, Livestock-Loan Companies and Like Organizations; Loans to Individuals to Aid in Formation or to Increase Capital Stock (Section 1401 - 1404)
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Chapter 11 - Federal Home Loan Banks
(Section 1421 - 1449)
- Table of Contents
- Sec. 1421 - Short title
- Sec. 1422 - Definitions
- Secs. 1422a, 1422b - Repealed. Pub. L. 110-289, div. A, title II, §1204(1), July 30, 2008, 122 Stat. 2785
- Sec. 1423 - Federal Home Loan Bank districts; number and boundaries; establishment of Federal Home Loan Banks; names
- Sec. 1424 - Eligibility for membership
- Secs. 1425 to 1425b - Repealed. Pub. L. 101-73, title VII, §§705, 716, 720, Aug. 9, 1989, 103 Stat. 416, 421, 423
- Sec. 1426 - Capital structure of Federal home loan banks
- Sec. 1426a - Exclusion from certain requirements
- Sec. 1427 - Directors
- Sec. 1428 - Examination of State laws, regulations, and procedures; studies of values, etc.
- Sec. 1428a - Repealed. Pub. L. 101-73, title VII, §718, Aug. 9, 1989, 103 Stat. 422
- Sec. 1429 - Eligibility to secure advances
- Sec. 1430 - Advances to members
- Sec. 1430a - Omitted
- Sec. 1430b - Advances to nonmember mortgagee; terms and conditions
- Sec. 1430c - Housing goals
- Sec. 1431 - Powers and duties of banks
- Sec. 1432 - Incorporation of banks; corporate powers; housing project loans
- Sec. 1433 - Exemption from taxation; obligations acceptable as credit on debt of home owner
- Sec. 1434 - Depositaries of public money; financial agents
- Sec. 1435 - Obligations as lawful investments; liability of United States for debentures, etc., issued by banks
- Sec. 1436 - Reserves and dividends; emergency suspensions of requirements
- Sec. 1437 - Repealed. Pub. L. 101-73, title VII, §703(a), Aug. 9, 1989, 103 Stat. 415
- Sec. 1438 - Omitted
- Sec. 1438a - Nonadministrative expenses; expenses of studies and investigations
- Secs. 1439, 1439-1 - Repealed. Pub. L. 101-73, title VII, §§708, 712, Aug. 9, 1989, 103 Stat. 418, 419
- Sec. 1439a - Deposits in special fund; availability for all purposes of Federal Home Loan Bank Board and Federal Home Loan Bank Administration
- Sec. 1440 - Examinations and audits
- Sec. 1440a - Sharing of information among Federal Home Loan Banks
- Sec. 1441 - Financing Corporation
- Sec. 1441a - Repealed. Pub. L. 111-203, title III, §364(b), July 21, 2010, 124 Stat. 1555
- Sec. 1441a-1 - Definitions
- Sec. 1441a-2 - Authorization for State housing finance agencies and nonprofit entities to purchase mortgage-related assets
- Sec. 1441a-3 - RTC and FDIC properties
- Sec. 1441b - Resolution Funding Corporation established
- Sec. 1442 - Member financial information
- Sec. 1442a - Repealed. Pub. L. 106-102, title VI, §606(c), Nov. 12, 1999, 113 Stat. 1454
- Sec. 1443 - Forms of bank stock and obligations
- Sec. 1444 - Eligibility to membership in banks
- Sec. 1445 - Succession of Federal Home Loan Banks
- Sec. 1446 - Liquidation or reorganization; acquisition of assets by other banks; assumption of liabilities
- Sec. 1447 - Repealed. Pub. L. 106-102, title VI, §606(c), Nov. 12, 1999, 113 Stat. 1454
- Sec. 1448 - Effect of partial invalidity of chapter
- Sec. 1449 - Reservation of right to amend or repeal chapter
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Chapter 11A - Federal Home Loan Mortgage Corporation
(Section 1451 - 1459)
- Table of Contents
- Sec. 1451 - Definitions
- Sec. 1452 - Federal Home Loan Mortgage Corporation
- Sec. 1453 - Capitalization of Federal Home Loan Mortgage Corporation
- Sec. 1454 - Purchase and sale of mortgages; residential mortgages; conventional mortgages; terms and conditions of sale or other disposition; authority to enter into, perform, and carry out transactions
- Sec. 1455 - Obligations and securities of the Corporation
- Sec. 1456 - Immunity of Corporation; audits and reporting requirements; data collection; Housing Advisory Council
- Sec. 1457 - Prohibited activities; penalties for violations by organizations, officers and members of organizations, and individuals
- Sec. 1458 - Territorial applicability
- Sec. 1459 - Separability
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Chapter 12 - Savings Associations
(Section 1461 - 1470)
- Table of Contents
- Sec. 1461 - Short title
- Sec. 1462 - Definitions
- Sec. 1462a - Administrative provisions
- Sec. 1463 - Supervision of savings associations
- Sec. 1464 - Federal savings associations
- Sec. 1464a - Election to operate as a covered savings association
- Sec. 1465 - State law preemption standards for Federal savings associations clarified
- Sec. 1466 - Applicability
- Sec. 1466a - District associations
- Sec. 1467 - Examination fees
- Sec. 1467a - Regulation of holding companies
- Sec. 1467b - Intermediate holding companies
- Sec. 1468 - Transactions with affiliates; extensions of credit to executive officers, directors, and principal shareholders
- Sec. 1468a - Advertising
- Sec. 1468b - Powers of examiners
- Sec. 1468c - Separability
- Sec. 1469 - Authority to invest in State housing corporations
- Sec. 1470 - Federal supervision of insured institutions, State member and nonmember banks; access to information; definitions
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Chapter 13 - National Housing
(Section 1701 - 1750jj)
- Table of Contents
- Front Matter
- Sec. 1701 - Short title
- Sec. 1701a - Short title of amendment of 1938
- Sec. 1701b - Short title of amendment of 1942
- Sec. 1701c - Secretary of Housing and Urban Development
- Sec. 1701c-1 - Omitted
- Sec. 1701d - Repealed. Pub. L. 89-554, §8(a), Sept. 6, 1966, 80 Stat. 655
- Secs. 1701d-1, 1701d-2 - Repealed. Pub. L. 90-19, §§6(i), 12(a), May 25, 1967, 81 Stat. 22, 23
- Sec. 1701d-3 - Repealed. Pub. L. 91-609, title V, §503(3), Dec. 31, 1970, 84 Stat. 1785
- Sec. 1701d-4 - Exchange and assembly of housing and urban planning and development data; payment of expenses; acceptance of funds, services, facilities, materials, and other donations; approval of Secretary of State for international programs and activities
- Secs. 1701e, 1701f - Repealed. Pub. L. 91-609, title V, §503(1), Dec. 31, 1970, 84 Stat. 1785
- Sec. 1701f-1 - Repealed. Pub. L. 90-19, §5(c), May 25, 1967, 81 Stat. 21
- Secs. 1701g to 1701g-3 - Omitted
- Sec. 1701g-4 - Omitted
- Sec. 1701g-5 - Revolving fund in connection with liquidating programs
- Sec. 1701g-5a - Transfer of New Communities Fund assets and liabilities
- Sec. 1701g-5b - Liquidation of New Communities Program; cancellation of debt
- Sec. 1701g-5c - Transfer of rehabilitation loan fund assets and liabilities
- Sec. 1701h - Advisory committees; payment of transportation and other expenses
- Sec. 1701h-1 - Housing for elderly persons advisory committee
- Secs. 1701i, 1701i-1 - Omitted
- Sec. 1701j - Repealed. Aug. 2, 1954, ch. 649, title VIII, §813, 68 Stat. 647
- Sec. 1701j-1 - Builder's certification as to construction
- Sec. 1701j-2 - National Institute of Building Sciences
- Sec. 1701j-3 - Preemption of due-on-sale prohibitions
- Sec. 1701k - Right to redeem property on which United States has lien
- Sec. 1701l - Limitation on interest rates of insured mortgages; terms of sales
- Sec. 1701l-1 - Mortgage proceeds fraudulently misappropriated by mortgagor; recovery of deficiency after foreclosure
- Sec. 1701m - Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation
- Sec. 1701n - Reduction of vulnerability of congested urban areas to enemy attack
- Sec. 1701o - Annual report of Secretary
- Sec. 1701p - Contents of report to President and Congress
- Sec. 1701p-1 - Periodic report on residential mortgage delinquencies and foreclosures
- Sec. 1701p-2 - Default and foreclosure database
- Sec. 1701q - Supportive housing for the elderly
- Sec. 1701q-1 - Civil money penalties against mortgagors under section 1701q of this title
- Sec. 1701q-2 - Grants for conversion of elderly housing to assisted living facilities and other purposes
- Sec. 1701q-3 - Funds for housing for elderly and persons with disabilities available for cost of maintenance and disposal of such properties
- Sec. 1701r - Congressional findings respecting housing for senior citizens
- Sec. 1701r-1 - Pet ownership in assisted rental housing for the elderly or handicapped
- Sec. 1701s - Rent supplement payments for qualified lower income families
- Sec. 1701t - Congressional affirmation of national goal of decent homes and suitable living environment for American families
- Sec. 1701u - Economic opportunities for low- and very low-income persons
- Sec. 1701v - Congressional findings and declaration for improved architectural design in Government housing programs
- Sec. 1701w - Budget, debt management, and related counseling services for mortgagors; authorization of appropriations
- Sec. 1701x - Assistance with respect to housing for low- and moderate-income families
- Sec. 1701x-1 - Home inspection counseling
- Sec. 1701x-2 - Legal assistance for foreclosure-related issues
- Sec. 1701y - National Homeownership Foundation
- Sec. 1701z - New technologies in the development of housing for lower income families
- Sec. 1701z-1 - Research and demonstrations; authorization of appropriations; continuing availability of funds
- Sec. 1701z-2 - Advanced technologies, methods, and materials for housing construction, rehabilitation, and maintenance
- Sec. 1701z-3 - Experimental housing allowance payment program
- Sec. 1701z-4 - Abandoned properties demonstration project
- Sec. 1701z-5 - Demonstrations of heating or cooling residential housing utilizing solar energy
- Sec. 1701z-6 - Special housing need research and demonstration authority
- Sec. 1701z-7 - Studies to determine extent of need for counseling to mortgagors; report to Congress
- Sec. 1701z-8 - Energy conservation and renewable-resource demonstration
- Sec. 1701z-9 - Expansion of home ownership opportunities in urban areas
- Sec. 1701z-10 - Model rehabilitation guidelines in inspection and approval of rehabilitated properties; report to Congress
- Sec. 1701z-10a - Biennial survey of economic and housing market conditions
- Sec. 1701z-11 - Management and disposition of multifamily housing projects
- Sec. 1701z-12 - Housing access
- Sec. 1701z-13 - Solar energy for single-family and multifamily housing units
- Sec. 1701z-14 - Lower cost technology demonstration program
- Sec. 1701z-15 - Approval of individual residential water purification or treatment units
- Sec. 1701z-16 - Energy efficient mortgages pilot program
- Sec. 1701z-17 - Increasing access and understanding of energy efficient mortgages
- Subchapter I - Housing Renovation and Modernization (Section 1702 - 1706f)
- Subchapter II - Mortgage Insurance (Section 1707 - 1715z-25)
- Subchapter III - National Mortgage Associations (Section 1716 - 1723i)
- Subchapter IV - Insurance of Savings and Loan Accounts (Section 1724 - 1730i)
- Subchapter V - Miscellaneous (Section 1731 - 1735h)
- Subchapter VI - War Housing Insurance (Section 1736 - 1746a)
- Subchapter VII - Insurance for Investments in Rental Housing for Families of Moderate Income (Section 1747 - 1747l)
- Subchapter VIII - Armed Services Housing Mortgage Insurance (Section 1748 - 1748i)
- Subchapter IX - Housing for Educational Institutions (Section 1749 - 1749d)
- Subchapter IX-A - Mortgage Insurance for Land Development and New Communities (Section 1749aa - 1749ll)
- Subchapter IX-B - Mortgage Insurance for Group Practice Facilities and Medical Practice Facilities (Section 1749aaa - 1749aaa-5)
- Subchapter IX-C - National Insurance Development Program (Section 1749bbb - 1749bbb-21)
- Subchapter X - National Defense Housing Insurance (Section 1750 - 1750g)
- Subchapter XI - Voluntary Home Mortgage Credit (Section 1750aa - 1750jj)
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Chapter 14 - Federal Credit Unions
(Section 1751 - 1795k)
- Table of Contents
- Sec. 1751 - Short title
- Sec. 1751a - Omitted
- Subchapter I - General Provisions (Section 1752 - 1775)
- Subchapter II - Share Insurance (Section 1781 - 1790e)
- Subchapter III - Central Liquidity Facility (Section 1795 - 1795k)
- + Chapter 15 - Federal Loan Agency (Section 1801 - 1805)
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Chapter 16 - Federal Deposit Insurance Corporation
(Section 1811 - 1835a)
- Table of Contents
- Sec. 1811 - Federal Deposit Insurance Corporation
- Sec. 1812 - Management
- Sec. 1813 - Definitions
- Sec. 1814 - Insured depository institutions
- Sec. 1815 - Deposit insurance
- Sec. 1816 - Factors to be considered
- Sec. 1817 - Assessments
- Sec. 1818 - Termination of status as insured depository institution
- Sec. 1819 - Corporate powers
- Sec. 1820 - Administration of Corporation
- Sec. 1820a - Examination of investment companies
- Sec. 1821 - Insurance Funds
- Sec. 1821a - FSLIC Resolution Fund
- Sec. 1822 - Corporation as receiver
- Sec. 1823 - Corporation monies
- Sec. 1824 - Borrowing authority
- Sec. 1825 - Issuance of notes, debentures, bonds, and other obligations; exemptions
- Sec. 1826 - Forms of obligations; preparation by Secretary of the Treasury
- Sec. 1827 - Reports by Corporation; audit of financial transactions; report on audits; employment of certified public accountants for audits
- Sec. 1828 - Regulations governing insured depository institutions
- Sec. 1828a - Prudential safeguards
- Sec. 1828b - Interagency data sharing
- Sec. 1829 - Penalty for unauthorized participation by convicted individual
- Sec. 1829a - Participation by State nonmember insured banks in lotteries and related activities
- Sec. 1829b - Retention of records by insured depository institutions
- Sec. 1829c - Making online banking initiation legal and easy
- Sec. 1830 - Nondiscrimination
- Sec. 1831 - Separability of certain provisions of this chapter
- Sec. 1831a - Activities of insured State banks
- Sec. 1831b - Disclosures with respect to certain federally related mortgage loans
- Sec. 1831c - Assuring consistent oversight of subsidiaries of holding companies
- Sec. 1831d - State-chartered insured depository institutions and insured branches of foreign banks
- Sec. 1831e - Activities of savings associations
- Sec. 1831f - Brokered deposits
- Sec. 1831f-1 - Repealed. Pub. L. 106-569, title XII, §1203, Dec. 27, 2000, 114 Stat. 3032
- Sec. 1831g - Contracts between depository institutions and persons providing goods, products, or services
- Sec. 1831h - Repealed. Pub. L. 109-173, §8(a)(33), Feb. 15, 2006, 119 Stat. 3615
- Sec. 1831i - Agency disapproval of directors and senior executive officers of insured depository institutions or depository institution holding companies
- Sec. 1831j - Depository institution employee protection remedy
- Sec. 1831k - Reward for information leading to recoveries or civil penalties
- Sec. 1831l - Coordination of risk analysis between SEC and Federal banking agencies
- Sec. 1831m - Early identification of needed improvements in financial management
- Sec. 1831m-1 - Reports of information regarding safety and soundness of depository institutions
- Sec. 1831n - Accounting objectives, standards, and requirements
- Sec. 1831o - Prompt corrective action
- Sec. 1831o-1 - Source of strength
- Sec. 1831p - Transferred
- Sec. 1831p-1 - Standards for safety and soundness
- Sec. 1831q - FDIC affordable housing program
- Sec. 1831r - Payments on foreign deposits prohibited
- Sec. 1831r-1 - Notice of branch closure
- Sec. 1831s - Transferred
- Sec. 1831t - Depository institutions lacking Federal deposit insurance
- Sec. 1831u - Interstate bank mergers
- Sec. 1831v - Authority of State insurance regulator and Securities and Exchange Commission
- Sec. 1831w - Safety and soundness firewalls applicable to financial subsidiaries of banks
- Sec. 1831x - Insurance customer protections
- Sec. 1831y - CRA sunshine requirements
- Sec. 1831z - Bi-annual FDIC survey and report on encouraging use of depository institutions by the unbanked
- Sec. 1831aa - Enforcement of agreements
- Sec. 1831bb - Capital requirements for certain acquisition, development, or construction loans
- Sec. 1831cc - Data standards
- Sec. 1831dd - Open data publication
- Sec. 1832 - Withdrawals by negotiable or transferable instruments for transfers to third parties
- Sec. 1833 - Repealed. Pub. L. 104-208, div. A, title II, §2224(b), Sept. 30, 1996, 110 Stat. 3009-415
- Sec. 1833a - Civil penalties
- Sec. 1833b - Comparability in compensation schedules
- Sec. 1833c - Comptroller General audit and access to records
- Sec. 1833d - Repealed. Pub. L. 102-242, title I, §121(b), Dec. 19, 1991, 105 Stat. 2251
- Sec. 1833e - Equal opportunity
- Sec. 1834 - Reduced assessment rate for deposits attributable to lifeline accounts
- Sec. 1834a - Assessment credits for qualifying activities relating to distressed communities
- Sec. 1834b - Community development organizations
- Sec. 1835 - Insured depository institution capital requirements for transfers of small business obligations
- Sec. 1835a - Prohibition against deposit production offices
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Chapter 17 - Bank Holding Companies
(Section 1841 - 1852)
- Table of Contents
- Sec. 1841 - Definitions
- Sec. 1842 - Acquisition of bank shares or assets
- Sec. 1843 - Interests in nonbanking organizations
- Sec. 1844 - Administration
- Sec. 1845 - Repealed. Pub. L. 89-485, §9, July 1, 1966, 80 Stat. 240
- Sec. 1846 - Reservation of rights to States
- Sec. 1847 - Penalties
- Sec. 1848 - Judicial review
- Sec. 1848a - Repealed. Pub. L. 111-203, title VI, §604(c)(2), July 21, 2010, 124 Stat. 1601
- Sec. 1849 - Saving provision
- Sec. 1850 - Acquisition of subsidiary and tying arrangement: Federal Reserve Board proceedings; application for authorization; competitor as party in interest and person aggrieved; judicial review
- Sec. 1850a - Securities holding companies
- Sec. 1851 - Prohibitions on proprietary trading and certain relationships with hedge funds and private equity funds
- Sec. 1852 - Concentration limits on large financial firms
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Chapter 18 - Bank Service Companies
(Section 1861 - 1867)
- Table of Contents
- Sec. 1861 - Short title and definitions
- Sec. 1862 - Amount of investment in bank service company
- Sec. 1863 - Permissible bank service company activities for depository institutions
- Sec. 1864 - Permissible bank service company activities for other persons
- Sec. 1865 - Prior approval for investments in bank service companies
- Sec. 1866 - Services to nonstockholders or nonmembers
- Sec. 1867 - Regulation and examination of bank service companies
- + Chapter 19 - Security Measures for Banks and Savings Associations (Section 1881 - 1884)
- + Chapter 20 - Credit Control (Section 1901 - 1910)
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Chapter 21 - Financial Recordkeeping
(Section 1951 - 1960)
- Table of Contents
- Sec. 1951 - Congressional findings and declaration of purpose
- Sec. 1952 - Reports on ownership and control
- Sec. 1953 - Recordkeeping and procedures
- Sec. 1954 - Injunctions
- Sec. 1955 - Civil penalties
- Sec. 1956 - Criminal penalty
- Sec. 1957 - Additional criminal penalty in certain cases
- Sec. 1958 - Compliance
- Sec. 1959 - Administrative procedure
- Sec. 1960 - Safe harbor with respect to keep open directives
-
+
Chapter 22 - Tying Arrangements
(Section 1971 - 1978)
- Table of Contents
- Sec. 1971 - Definitions
- Sec. 1972 - Certain tying arrangements prohibited; correspondent accounts
- Sec. 1973 - Jurisdiction of courts; duty of United States attorneys; equitable proceedings; petition; expedition of cases; temporary restraining orders; bringing in additional parties; subpenas
- Sec. 1974 - Actions by United States; subpenas for witnesses
- Sec. 1975 - Civil actions by persons injured; jurisdiction and venue; amount of recovery
- Sec. 1976 - Injunctive relief for persons against threatened loss or damages; equitable proceedings; preliminary injunctions
- Sec. 1977 - Limitation of actions; suspension of limitations
- Sec. 1978 - Actions under other Federal or State laws unaffected; regulations or orders barred as a defense
-
+
Chapter 23 - Farm Credit System
(Section 2001 - 2279cc)
- Table of Contents
- Front Matter
- Sec. 2001 - Congressional declaration of policy and objectives
- Sec. 2002 - Farm Credit System
- Subchapter I - Farm Credit Banks (Section 2011 - 2023)
- Subchapter II - Farm Credit Associations (Section 2071 - 2098)
- Subchapter III - Banks for Cooperatives (Section 2121 - 2149a)
- Subchapter IV - Provisions Applicable to Two or More Classes of Institutions of the System (Section 2151 - 2219e)
- Subchapter V - Farm Credit Administration Organization (Section 2221 - 2277a-14)
- Subchapter VI - Assistance to Farm Credit System (Section 2278a - 2278b-11)
- Subchapter VII - Restructuring of System Institutions (Section 2279a - 2279g)
- Subchapter VIII - Agricultural Mortgage Secondary Market (Section 2279aa - 2279cc)
-
+
Chapter 24 - Federal Financing Bank
(Section 2281 - 2296)
- Table of Contents
- Sec. 2281 - Congressional findings and declaration of purpose
- Sec. 2282 - Definitions
- Sec. 2283 - Creation of Federal Financing Bank
- Sec. 2284 - Board of Directors
- Sec. 2285 - Functions
- Sec. 2285a - Acquisition of obligations involving loan guarantees for New York City
- Sec. 2286 - Approval of financing plans by Secretary of the Treasury
- Sec. 2287 - Initial capital
- Sec. 2288 - Bank obligations
- Sec. 2289 - General powers
- Sec. 2290 - Exemptions
- Sec. 2291 - Preparation of obligations
- Sec. 2292 - Annual report to the President and Congress
- Sec. 2293 - Budget and audit provisions of Government corporation control law applicable
- Sec. 2294 - Payments on behalf of public bodies
- Sec. 2294a - Contracts for periodic payments to offset costs of purchase of obligations of local public housing agencies
- Sec. 2295 - Authority or responsibility under other provisions of law not to be affected or impaired
- Sec. 2296 - Increase not authorized in amounts of obligations issued, sold, or guaranteed by Federal agencies
-
+
Chapter 25 - National Commission on Electronic Fund Transfers
(Section 2401 - 2408)
- Table of Contents
- Sec. 2401 - Establishment of Commission
- Sec. 2402 - Membership of Commission
- Sec. 2403 - Functions of Commission
- Sec. 2404 - Powers of Commission
- Sec. 2405 - Executive Director and additional staff personnel; appointment and compensation; experts and consultants; employment and compensation; audits by Comptroller General
- Sec. 2406 - Compensation of members of Commission
- Sec. 2407 - Cooperation and assistance of other Federal departments, agencies, and instrumentalities
- Sec. 2408 - Authorization of appropriations
- + Chapter 26 - Disposition of Abandoned Money Orders and Traveler's Checks (Section 2501 - 2503)
-
+
Chapter 27 - Real Estate Settlement Procedures
(Section 2601 - 2617)
- Table of Contents
- Sec. 2601 - Congressional findings and purpose
- Sec. 2602 - Definitions
- Sec. 2603 - Uniform settlement statement
- Sec. 2604 - Home buying information booklets
- Sec. 2605 - Servicing of mortgage loans and administration of escrow accounts
- Sec. 2606 - Exempted transactions
- Sec. 2607 - Prohibition against kickbacks and unearned fees
- Sec. 2608 - Title companies; liability of seller
- Sec. 2609 - Limitation on requirement of advance deposits in escrow accounts
- Sec. 2610 - Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements
- Secs. 2611 to 2613 - Repealed. Pub. L. 104-208, div. A, title II, §2103(h), Sept. 30, 1996, 110 Stat. 3009-401
- Sec. 2614 - Jurisdiction of courts; limitations
- Sec. 2615 - Contracts and liens; validity
- Sec. 2616 - State laws unaffected; inconsistent Federal and State provisions
- Sec. 2617 - Authority of Bureau
-
+
Chapter 28 - Emergency Mortgage Relief
(Section 2701 - 2712)
- Table of Contents
- Sec. 2701 - Congressional findings and declaration of purpose
- Sec. 2702 - Mortgages eligible for assistance
- Sec. 2703 - Manner of assistance and repayment
- Sec. 2704 - Insurance for emergency mortgage loans and advances
- Sec. 2705 - Emergency mortgage relief payments
- Sec. 2706 - Emergency Homeowners' Relief Fund
- Sec. 2707 - Authority of Secretary
- Sec. 2708 - Expiration date
- Secs. 2709, 2710 - Repealed. Pub. L. 111-203, title XIV, §1496(b)(7), July 21, 2010, 124 Stat. 2209
- Sec. 2711 - Nonapplicability of other laws
- Sec. 2712 - Repealed. Pub. L. 111-203, title XIV, §1496(b)(7), July 21, 2010, 124 Stat. 2209
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+
Chapter 29 - Home Mortgage Disclosure
(Section 2801 - 2811)
- Table of Contents
- Sec. 2801 - Congressional findings and declaration of purpose
- Sec. 2802 - Definitions
- Sec. 2803 - Maintenance of records and public disclosure
- Sec. 2804 - Enforcement
- Sec. 2805 - Relation to State laws
- Sec. 2806 - Compliance improvement methods
- Sec. 2807 - Report
- Sec. 2808 - Effective date
- Sec. 2809 - Compilation of aggregate data
- Sec. 2810 - Disclosure by Secretary; commencement, scope, etc.
- Sec. 2811 - Repealed. Pub. L. 100-242, title V, §565(b), Feb. 5, 1988, 101 Stat. 1945
-
+
Chapter 30 - Community Reinvestment
(Section 2901 - 2908)
- Table of Contents
- Sec. 2901 - Congressional findings and statement of purpose
- Sec. 2902 - Definitions
- Sec. 2903 - Financial institutions; evaluation
- Sec. 2904 - Report to Congress
- Sec. 2905 - Regulations
- Sec. 2906 - Written evaluations
- Sec. 2907 - Operation of branch facilities by minorities and women
- Sec. 2908 - Small bank regulatory relief
- + Chapter 31 - National Consumer Cooperative Bank (Section 3001 - 3051)
-
+
Chapter 32 - Foreign Bank Participation in Domestic Markets
(Section 3101 - 3111)
- Table of Contents
- Sec. 3101 - Definitions
- Sec. 3102 - Establishment of Federal branches and agencies by foreign bank
- Sec. 3103 - Interstate banking by foreign banks
- Sec. 3104 - Insurance of deposits
- Sec. 3105 - Authority of Federal Reserve System
- Sec. 3106 - Nonbanking activities of foreign banks
- Sec. 3106a - Compliance with State and Federal laws
- Sec. 3107 - Representative offices
- Sec. 3108 - Regulation and enforcement
- Sec. 3109 - Cooperation with foreign supervisors
- Sec. 3110 - Penalties
- Sec. 3111 - Criminal penalty
-
+
Chapter 33 - Depository Institution Management Interlocks
(Section 3201 - 3208)
- Table of Contents
- Sec. 3201 - Definitions
- Sec. 3202 - Dual service of management official as management official of unaffiliated institution or holding company in same area, town, or village prohibited
- Sec. 3203 - Dual service of management official of $2,500,000,000 institution or holding company as management official of unaffiliated $1,500,000,000 institution or holding company prohibited
- Sec. 3204 - Exceptions
- Sec. 3205 - Management official in position prior to November 10, 1978
- Sec. 3206 - Administration and enforcement
- Sec. 3207 - Rules and regulations
- Sec. 3208 - Powers available to Attorney General for enforcement
-
+
Chapter 34 - Federal Financial Institutions Examination Council
(Section 3301 - 3311)
- Table of Contents
- Sec. 3301 - Declaration of purpose
- Sec. 3302 - Definitions
- Sec. 3303 - Financial Institutions Examination Council
- Sec. 3304 - Costs and expenses of Council
- Sec. 3305 - Functions of Council
- Sec. 3306 - State liaison
- Sec. 3307 - Administration
- Sec. 3308 - Access to books, accounts, records, etc., by Council
- Sec. 3309 - Risk management training
- Sec. 3310 - Establishment of Appraisal Subcommittee
- Sec. 3311 - Required review of regulations
-
+
Chapter 34A - Appraisal Subcommittee of Federal Financial Institutions Examination Council
(Section 3331 - 3356)
- Table of Contents
- Sec. 3331 - Purpose
- Sec. 3332 - Functions of Appraisal Subcommittee
- Sec. 3333 - Chairperson of Appraisal Subcommittee; term of Chairperson; meetings
- Sec. 3334 - Officers and staff
- Sec. 3335 - Powers of Appraisal Subcommittee
- Sec. 3336 - Procedures for establishing appraisal standards and requiring use of certified and licensed appraisers
- Sec. 3337 - Startup funding
- Sec. 3338 - Roster of State certified or licensed appraisers; authority to collect and transmit fees
- Sec. 3339 - Functions of Federal financial institutions regulatory agencies relating to appraisal standards
- Sec. 3340 - Time for proposal and adoption of standards
- Sec. 3341 - Functions of Federal financial institutions regulatory agencies relating to appraiser qualifications
- Sec. 3342 - Transactions requiring services of State certified appraiser
- Sec. 3343 - Transactions requiring services of State licensed appraiser
- Sec. 3344 - Time for proposal and adoption of rules
- Sec. 3345 - Certification and licensing requirements
- Sec. 3346 - Establishment of State appraiser certifying and licensing agencies
- Sec. 3347 - Monitoring of State appraiser certifying and licensing agencies
- Sec. 3348 - Recognition of State certified and licensed appraisers for purposes of this chapter
- Sec. 3349 - Violations in obtaining and performing appraisals in federally related transactions
- Sec. 3350 - Definitions
- Sec. 3351 - Miscellaneous provisions
- Sec. 3352 - Emergency exceptions for disaster areas
- Sec. 3353 - Appraisal management company minimum requirements
- Sec. 3354 - Automated valuation models used to estimate collateral value for mortgage lending purposes
- Sec. 3355 - Broker price opinions
- Sec. 3356 - Exemption from appraisals of real estate located in rural areas
-
+
Chapter 35 - Right to Financial Privacy
(Section 3401 - 3423)
- Table of Contents
- Sec. 3401 - Definitions
- Sec. 3402 - Access to financial records by Government authorities prohibited; exceptions
- Sec. 3403 - Confidentiality of financial records
- Sec. 3404 - Customer authorizations
- Sec. 3405 - Administrative subpena and summons
- Sec. 3406 - Search warrants
- Sec. 3407 - Judicial subpena
- Sec. 3408 - Formal written request
- Sec. 3409 - Delayed notice
- Sec. 3410 - Customer challenges
- Sec. 3411 - Duty of financial institutions
- Sec. 3412 - Use of information
- Sec. 3413 - Exceptions
- Sec. 3414 - Special procedures
- Sec. 3415 - Cost reimbursement
- Sec. 3416 - Jurisdiction
- Sec. 3417 - Civil penalties
- Sec. 3418 - Injunctive relief
- Sec. 3419 - Suspension of limitations
- Sec. 3420 - Grand jury information; notification of certain persons prohibited
- Sec. 3421 - Repealed. Pub. L. 104-66, title III, §3001(d), Dec. 21, 1995, 109 Stat. 734
- Sec. 3422 - Applicability to Securities and Exchange Commission
- Sec. 3423 - Immunity from suit for disclosure of financial exploitation of senior citizens
-
+
Chapter 36 - Depository Institutions Deregulation and Financial Regulation Simplification
(Section 3501 - 3524)
- Subchapter I - Depository Institutions Deregulation (Section 3501 - 3509)
- Subchapter II - Regulatory Simplification (Section 3521 - 3524)
- + Chapter 37 - Solar Energy and Energy Conservation Bank (Section 3601 - 3620)
-
+
Chapter 38 - Multifamily Mortgage Foreclosure
(Section 3701 - 3717)
- Table of Contents
- Sec. 3701 - Findings and purpose
- Sec. 3702 - Definitions
- Sec. 3703 - Applicability
- Sec. 3704 - Foreclosure commissioner; designation, duties, etc.
- Sec. 3705 - Prerequisites to foreclosure
- Sec. 3706 - Notice of default and foreclosure sale; condition and term of sale
- Sec. 3707 - Commencement of foreclosure; powers and duties of foreclosure commissioner or substitute
- Sec. 3708 - Service of notice of default and foreclosure sale
- Sec. 3709 - Presale reinstatement
- Sec. 3710 - Foreclosure sale
- Sec. 3711 - Foreclosure costs
- Sec. 3712 - Disposition of sale proceeds
- Sec. 3713 - Transfer of title and possession
- Sec. 3714 - Record of foreclosure and sale
- Sec. 3715 - Computation of time
- Sec. 3716 - Separability
- Sec. 3717 - Regulations
-
+
Chapter 38A - Single Family Mortgage Foreclosure
(Section 3751 - 3768)
- Table of Contents
- Sec. 3751 - Findings and purpose
- Sec. 3752 - Definitions
- Sec. 3753 - Applicability
- Sec. 3754 - Designation of foreclosure commissioner
- Sec. 3755 - Prerequisites to foreclosure
- Sec. 3756 - Commencement of foreclosure
- Sec. 3757 - Notice of default and foreclosure sale
- Sec. 3758 - Service of notice of foreclosure sale
- Sec. 3759 - Presale reinstatement
- Sec. 3760 - Conduct of sale; adjournment
- Sec. 3761 - Foreclosure costs
- Sec. 3762 - Disposition of sale proceeds
- Sec. 3763 - Transfer of title and possession
- Sec. 3764 - Record of foreclosure and sale
- Sec. 3765 - Effect of sale
- Sec. 3766 - Computation of time
- Sec. 3767 - Severability
- Sec. 3768 - Deficiency judgment
- + Chapter 39 - Alternative Mortgage Transactions (Section 3801 - 3806)
-
+
Chapter 40 - International Lending Supervision
(Section 3901 - 3912)
- Table of Contents
- Sec. 3901 - Congressional declaration of policy
- Sec. 3902 - Definitions
- Sec. 3903 - Strengthened supervision of international lending
- Sec. 3904 - Reserves
- Sec. 3904a - Additional reserve requirements
- Sec. 3905 - Accounting for fees on international loans
- Sec. 3906 - Collection and disclosure of international lending data
- Sec. 3907 - Capital adequacy
- Sec. 3908 - Foreign loan evaluations
- Sec. 3909 - General authorities
- Sec. 3910 - Audit authority of Government Accountability Office
- Sec. 3911 - Equal representation for Federal Deposit Insurance Corporation and the Office of Thrift Supervision
- Sec. 3912 - Repealed. Pub. L. 104-208, div. A, title II, §2224(c), Sept. 30, 1996, 110 Stat. 3009-415
-
+
Chapter 41 - Expedited Funds Availability
(Section 4001 - 4010)
- Table of Contents
- Sec. 4001 - Definitions
- Sec. 4002 - Expedited funds availability schedules
- Sec. 4003 - Safeguard exceptions
- Sec. 4004 - Disclosure of funds availability policies
- Sec. 4005 - Payment of interest
- Sec. 4006 - Miscellaneous provisions
- Sec. 4007 - Effect on State law
- Sec. 4008 - Regulations and reports by Board
- Sec. 4009 - Administrative enforcement
- Sec. 4010 - Civil liability
-
+
Chapter 42 - Low-Income Housing Preservation and Resident Homeownership
(Section 4101 - 4147)
- Table of Contents
- Front Matter
- Subchapter I - Prepayment of Mortgages Insured Under National Housing Act (Section 4101 - 4125)
- Subchapter II - Technical Assistance and Capacity Building (Section 4141 - 4147)
-
+
Chapter 43 - Actions Against Persons Committing Bank Fraud Crimes
(Section 4201 - 4247)
- Table of Contents
- Subchapter I - Declarations Providing New Claims to United States (Section 4201 - 4213)
- Subchapter II - Declarations Providing United States With New Information Concerning Recovery of Assets (Section 4221 - 4230)
- Subchapter III - Use of Private Legal Resources (Section 4241 - 4247)
-
+
Chapter 44 - Truth in Savings
(Section 4301 - 4313)
- Table of Contents
- Sec. 4301 - Findings and purpose
- Sec. 4302 - Disclosure of interest rates and terms of accounts
- Sec. 4303 - Account schedule
- Sec. 4304 - Disclosure requirements for certain accounts
- Sec. 4305 - Distribution of schedules
- Sec. 4306 - Payment of interest
- Sec. 4307 - Periodic statements
- Sec. 4308 - Regulations
- Sec. 4309 - Administrative enforcement
- Sec. 4310 - Repealed. Pub. L. 104-208, div. A, title II, §2604(a), Sept. 30, 1996, 110 Stat. 3009-470
- Sec. 4311 - Credit unions
- Sec. 4312 - Effect on State law
- Sec. 4313 - Definitions
-
+
Chapter 45 - Payment System Risk Reduction
(Section 4401 - 4422)
- Table of Contents
- Subchapter I - Bilateral and Clearing Organization Netting (Section 4401 - 4407)
- Subchapter II - Multilateral Clearing Organizations (Section 4421 - 4422)
-
+
Chapter 46 - Government Sponsored Enterprises
(Section 4501 - 4642)
- Table of Contents
- Front Matter
- Sec. 4501 - Congressional findings
- Sec. 4502 - Definitions
- Sec. 4503 - Protection of taxpayers against liability
- Subchapter I - Supervision and Regulation of Enterprises (Section 4511 - 4603)
- Subchapter II - Required Capital Levels for Regulated Entities, Special Enforcement Powers, and Reviews of Assets and Liabilities (Section 4611 - 4624)
- Subchapter III - Enforcement Provisions (Section 4631 - 4642)
-
+
Chapter 47 - Community Development Banking
(Section 4701 - 4750)
- Table of Contents
- Subchapter I - Community Development Banking and Financial Institutions (Section 4701 - 4719)
- Subchapter II - Small Business Capital Enhancement (Section 4741 - 4750)
-
+
Chapter 48 - Financial Institutions Regulatory Improvement
(Section 4801 - 4809)
- Table of Contents
- Sec. 4801 - Incorporated definitions
- Sec. 4802 - Administrative consideration of burden with new regulations
- Sec. 4803 - Streamlining of regulatory requirements
- Sec. 4804 - Elimination of duplicative filings
- Sec. 4805 - Call report simplification
- Sec. 4805a - Call report simplification
- Sec. 4806 - Regulatory appeals process, ombudsman, and alternative dispute resolution
- Sec. 4807 - Time limit on agency consideration of completed applications
- Sec. 4808 - Revising regulatory requirements for transfers of all types of assets with recourse
- Sec. 4809 - "Plain language" requirement for Federal banking agency rules
-
+
Chapter 49 - Homeowners Protection
(Section 4901 - 4910)
- Table of Contents
- Sec. 4901 - Definitions
- Sec. 4902 - Termination of private mortgage insurance
- Sec. 4903 - Disclosure requirements
- Sec. 4904 - Notification upon cancellation or termination
- Sec. 4905 - Disclosure requirements for lender paid mortgage insurance
- Sec. 4906 - Fees for disclosures
- Sec. 4907 - Civil liability
- Sec. 4908 - Effect on other laws and agreements
- Sec. 4909 - Enforcement
- Sec. 4910 - Construction
-
+
Chapter 50 - Check Truncation
(Section 5001 - 5018)
- Table of Contents
- Sec. 5001 - Findings; purposes
- Sec. 5002 - Definitions
- Sec. 5003 - General provisions governing substitute checks
- Sec. 5004 - Substitute check warranties
- Sec. 5005 - Indemnity
- Sec. 5006 - Expedited recredit for consumers
- Sec. 5007 - Expedited recredit procedures for banks
- Sec. 5008 - Delays in an emergency
- Sec. 5009 - Measure of damages
- Sec. 5010 - Statute of limitations and notice of claim
- Sec. 5011 - Consumer awareness
- Sec. 5012 - Effect on other law
- Sec. 5013 - Variation by agreement
- Sec. 5014 - Regulations
- Sec. 5015 - Study and report on funds availability
- Sec. 5016 - Statistical reporting of costs and revenues for transporting checks between reserve banks
- Sec. 5017 - Evaluation and report by the Comptroller General
- Sec. 5018 - Depositary services efficiency and cost reduction
-
+
Chapter 51 - Secure and Fair Enforcement for Mortgage Licensing
(Section 5101 - 5117)
- Table of Contents
- Sec. 5101 - Purposes and methods for establishing a mortgage licensing system and registry
- Sec. 5102 - Definitions
- Sec. 5103 - License or registration required
- Sec. 5104 - State license and registration application and issuance
- Sec. 5105 - Standards for State license renewal
- Sec. 5106 - System of registration administration by Federal agencies
- Sec. 5107 - Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system
- Sec. 5108 - Backup authority to establish a nationwide mortgage licensing and registry system
- Sec. 5109 - Fees
- Sec. 5110 - Background checks of loan originators
- Sec. 5111 - Confidentiality of information
- Sec. 5112 - Liability provisions
- Sec. 5113 - Enforcement by the Bureau
- Sec. 5114 - State examination authority
- Sec. 5115 - Reports and recommendations to Congress
- Sec. 5116 - Study and reports on defaults and foreclosures
- Sec. 5117 - Employment transition of loan originators
-
+
Chapter 52 - Emergency Economic Stabilization
(Section 5201 - 5261)
- Table of Contents
- Sec. 5201 - Purposes
- Sec. 5202 - Definitions
- Subchapter I - Troubled Assets Relief Program (Section 5211 - 5241)
- Subchapter II - Budget-Related Provisions (Section 5251 - 5253)
- Subchapter III - Tax Provisions (Section 5261 - 5261)
-
+
Chapter 53 - Wall Street Reform and Consumer Protection
(Section 5301 - 5641)
- Table of Contents
- Front Matter
- Sec. 5301 - Definitions
- Sec. 5302 - Severability
- Sec. 5303 - Antitrust savings clause
- Subchapter I - Financial Stability (Section 5311 - 5374)
- Subchapter II - Orderly Liquidation Authority (Section 5381 - 5394)
- Subchapter III - Transfer of Powers to the Comptroller of the Currency, the Corporation, and the Board of Governors (Section 5401 - 5452)
- Subchapter IV - Payment, Clearing, and Settlement Supervision (Section 5461 - 5472)
- Subchapter V - Bureau of Consumer Financial Protection (Section 5481 - 5603)
- Subchapter VI - Federal Reserve System Provisions (Section 5611 - 5614)
- Subchapter VII - Improving Access to Mainstream Financial Institutions (Section 5621 - 5628)
- Subchapter VIII - Miscellaneous (Section 5641 - 5641)
-
+
Chapter 54 - State Small Business Credit Initiative
(Section 5701 - 5710)
- Table of Contents
- Sec. 5701 - Definitions
- Sec. 5702 - Federal funds allocated to States
- Sec. 5703 - Approving States for participation
- Sec. 5704 - Approving State capital access programs
- Sec. 5705 - Approving collateral support and other innovative credit access and guarantee initiatives for small businesses and manufacturers
- Sec. 5706 - Reports
- Sec. 5707 - Remedies for State program termination or failures
- Sec. 5708 - Implementation and administration
- Sec. 5709 - Regulations
- Sec. 5710 - Oversight and audits
- + Chapter 55 - Adjustable Interest Rate (Libor) (Section 5801 - 5807)
Disclaimer: These codes may not be the most recent version. United States may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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