There is a newer version of the South Dakota Codified Laws
2014 South Dakota Codified Laws
Title 58 - INSURANCE
Chapter 11 - Form And Contents Of Insurance Policies
- § 58-11-1 Premium defined.
- § 58-11-2 Contents of policy.
- § 58-11-3 Statement of basis and rates for determination of premium included in policy.
- § 58-11-4 Contents of policy--Exemption of surety contracts or group insurance policies.
- § 58-11-5 Standard or uniform provisions of insurance contracts--Waiver of required use bydirector.
- § 58-11-6 Policy not to contain provisions inconsistent with standard or uniform provisions--Substitute provision, approval by director.
- § 58-11-7 Substitute provisions required by law of domicile of foreign or alien insurer, approvalby director.
- § 58-11-8 Assessable policies--Special contents.
- § 58-11-9 Motor vehicle insurance--Uninsured motorist and hit-and-run coverage--Amount ofcoverage--Uninsured motorist coverage not required for government owned vehicles.
- § 58-11-9.1 Motor vehicle insured by insolvent liability insurer defined as uninsured--Rights ofinsurer making payment under uninsured motorist coverage.
- § 58-11-9.2 Notice required when automobile policy does not include liability insurance.
- § 58-11-9.3 Exclusion of named person or reduction of coverage in motor vehicle policy--Minimum liability coverage.
- § 58-11-9.4 Underinsured motorist coverage to be available with liability policies--Limitation ofcoverage--Exception.
- § 58-11-9.5 Payment to insured for portion of judgment not collected from underinsuredmotorist--Coverage limits.
- § 58-11-9.6 Subrogation of insurer--Assignment of judgment--Liability issuer allowed to paylimits under policy.
- § 58-11-9.7 Adding of insured's uninsured and underinsured motorist coverage limits prohibited--Exception.
- § 58-11-9.8 Adding of uninsured motorist coverage limits for multiple vehicles prohibited.
- § 58-11-9.9 Adding of underinsured motorist coverage limits for multiple vehicles prohibited.
- § 58-11-9.10 Increase in automobile insurance premiums due to drug-related offenses prohibited.
- § 58-11-9.11 Increase in automobile insurance premiums due to certain alcohol-related offensesby a minor prohibited.
- § 58-11-10 Additional policy provisions--Approval of director.
- § 58-11-11 Charter and bylaws, inclusion as part of contract of insurance--Subscriber'sagreement or power of attorney of a reciprocal insurer as part of contract.
- § 58-11-12 Policy forms--Filing with and approval by director--Group policy certificates filedfor informational purposes.
- § 58-11-13 Policies exempt from form provisions.
- § 58-11-14 Continuation of use of prior filings until otherwise prescribed.
- § 58-11-15 Order of director exempting insurance documents from requirements as to form.
- § 58-11-16 Property, marine and transportation, casualty and surety insurance coverages--Filingof forms by rating organizations.
- § 58-11-17 Time for filing of forms--Approval or disapproval by director.
- § 58-11-18 Extension of time for approval or disapproval of filing by director--Notice to insurer--Approval at expiration of extended period.
- § 58-11-19 Withdrawal of approval of form by director--Notice.
- § 58-11-20 Order of director disapproving form or withdrawing previous approval--Detailedstatement of grounds.
- § 58-11-21 Grounds for disapproval of form or withdrawal of previous approval.
- § 58-11-22 Identification of contracts issued and forms filed with director--Change in form.
- § 58-11-23 Execution of policy by authorized representative of insurer.
- § 58-11-24 Facsimile signature used on policy.
- § 58-11-25 Unauthorized facsimile signature does not invalidate policy--Estoppel by issuanceof surety bond with facsimile signature.
- § 58-11-26 Underwriters' policy--Joint and several liability--True name of insurer.
- § 58-11-27 Combination policy--Contents.
- § 58-11-28 Underwriters' and combination policies provisions do not apply to cosuretyobligations.
- § 58-11-29 Binders or other contracts for temporary insurance--Terms--Fraudulent statement asmisdemeanor.
- § 58-11-30 Duration of binder.
- § 58-11-31 Extension or renewal of binder--Approval of director.
- § 58-11-32 Binder provisions do not apply to life or health insurance.
- § 58-11-33 Delivery of policy--Payment of premium--Insured not meeting condition required byinsurer.
- § 58-11-34 Insurance of motor vehicle sales contracts, copy of policy delivered to vendee,mortgagor, or pledgor, contents--Inapplicable to inland marine floater policies.
- § 58-11-35 Renewal or extension of policy at option of insurer.
- § 58-11-36 Assignment of policies.
- § 58-11-37 Policy not complying with statutory form--Validity--Construction.
- § 58-11-38 Policy, rider, or endorsement containing condition, omission or provision not incompliance with requirements--Validity--Construction.
- § 58-11-39 Construction of insurance contract--Terms and conditions--Modification by rider,endorsement, or application made part of policy.
- § 58-11-40 Application for life or health insurance as evidence--Annuity contract--Copy madea part of policy--Inapplicable to industrial life policy.
- § 58-11-41 Application for reinstatement or renewal of life or health insurance--Copy requestedby insured--Effect of noncompliance by insurer.
- § 58-11-42 Alteration of application for life or health insurance--Written consent of applicant--Insertions by insurer.
- § 58-11-43 Application for insurance other than life or health--Use as evidence--Failure tofurnish copy to insured.
- § 58-11-44 Application for insurance or annuity--Statements by insured deemed representations--Omissions, concealment, and incorrect statements preventing recovery.
- § 58-11-44.1 Unanswered questions no basis for denial of recovery unless insurer demandedanswers.
- § 58-11-44.2 Requests for information and actions based on applicant's failure to meet insurer'sunderwriting requirements permissible.
- § 58-11-45 Cancellation and nonrenewal of automobile policy or coverage--Definition of terms.
- § 58-11-45.1 Reporting agencies and persons listed with director.
- § 58-11-45.2 Applicant for liability insurance not to be prejudiced by false reports.
- § 58-11-45.3 Informant to be identified if insurance refused--Violation as misdemeanor.
- § 58-11-46 Notice of cancellation of automobile policy--Reasons for cancellation.
- § 58-11-47 Reasons for cancellation not applicable to automobile policy in effect less than sixtydays--Application of notice provisions to policies.
- § 58-11-48 Modification of automobile physical damage coverage not deemed cancellation.
- § 58-11-49 Time for mailing or delivery of notice of cancellation of automobile policy--Provision for statement of reason for cancellation.
- § 58-11-50 Request of insured for reason for cancellation.
- § 58-11-51 Notice of nonrenewal of automobile policy--Time for notice--Exceptions torequirement for notice--Renewal not waiver of grounds for cancellation.
- § 58-11-52 Proof of notice of cancellation or nonrenewal of automobile policy or coverage.
- § 58-11-53 Notice of eligibility for assigned risk plan on cancellation or nonrenewal ofautomobile liability insurance.
- § 58-11-54 Director or insurer not liable for statements as to reasons for cancellation or refusalof automobile coverage.
- § 58-11-55 Discrimination in issuance or renewal of automobile insurance policy asmisdemeanor--Exceptions.
- § 58-11-55.1 Use of age or occupation in determining issuance or renewal of policies.
- § 58-11-55.2 Applicability of § 58-11-55.
- § 58-11-55.3 Promulgation of rules to prevent unfair discrimination.
- § 58-11-56 Repealed.
- § 58-11-57 Assigned risk plan for automobile liability insurance.
- § 58-11-58 to 58-11-61. Repealed.
- § 58-11-62 Notice of intent to cease marketing block of business--What constitutes cessation ofmarketing block of business.
- § 58-11-63 Regulation of form and content of policies, policy forms, standards, and proceduresfor filings, cancellation, and nonrenewal of policies.
- § 58-11-64 Definition of terms.
- § 58-11-65 Carriers subject to filing requirements.
- § 58-11-66 Filing and director approval required.
- § 58-11-67 Filing requirements--Availability on internet.
- § 58-11-68 Filer to indicate location of each requirement on policy form filing.
- § 58-11-69 Approval or disapproval of filing--Review period.
- § 58-11-70 Correction of deficiencies.
- § 58-11-71 Review of resubmitted filing--Review period.
- § 58-11-72 Resubmitted form not to be disapproved for reasons other than in initial disapproval--Exceptions.
- § 58-11-73 Grossly inadequate filings.
- § 58-11-74 Limitations on director's authority.
- § 58-11-75 Application to existing approved policy forms.
- § 58-11-76 Construction with other time periods.
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