There is a newer version of the South Dakota Codified Laws
2014 South Dakota Codified Laws
Title 54 - DEBTOR AND CREDITOR
Chapter 03A - Consumer Installment Sales Contracts
- § 54-3A-1 Definition of terms.
- § 54-3A-2 Items included in amount financed.
- § 54-3A-3 Finance charges on installment sales contract.
- § 54-3A-4 Repealed.
- § 54-3A-5 Additional charges allowed--Disclosure and explanation to consumer--Separateagreement.
- § 54-3A-6 Commencement of term of obligation--Down payments.
- § 54-3A-7 Modification of agreement to increase outstanding obligation prohibited--Exception.
- § 54-3A-8 Rule for computing refund of charges on prepayment.
- § 54-3A-8.1 Restriction on use of rule.
- § 54-3A-9 Rebate of portion of finance charge on prepayment or refinancing--Exceptions.
- § 54-3A-10 Rebate on acceleration of maturity.
- § 54-3A-11 Delinquent installments--Notice of penalty to consumer.
- § 54-3A-12 Imposition and collection of delinquency charge.
- § 54-3A-12.1 Imposition and collection of returned check charge--Maximum.
- § 54-3A-13 Repealed.
- § 54-3A-14 Unilateral deferral by creditor prohibited.
- § 54-3A-15 Deferral agreement requirements.
- § 54-3A-16 Deferral charge not collected on refinancing.
- § 54-3A-17 Refinancing agreement--Rebate excluded--Loans made under installment loanprovisions excluded.
- § 54-3A-18 Refinancing agreement requirements.
- § 54-3A-19 Creditor's remedies on delinquency.
- § 54-3A-20 Debt forfeited for excessive charges--Costs and attorney fees.
- § 54-3A-21 Limitation on action for excessive charges.
- § 54-3A-22 Demand required before action for excessive charges.
- § 54-3A-23 Proof of unintentional error.
- § 54-3A-24 Promulgation of rules.
- § 54-3A-25 Severability of provisions.
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