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2021 Oregon Revised Statutes
Volume : 18 - Financial Institutions, Insurance
Chapter 725A - Short-Term Loans and Student Loan Servicing
PAYDAY AND TITLE LOANS
- Section 725A.010 - Definitions.
- Section 725A.012 - Application.
- Section 725A.020 - Licensing requirement.
- Section 725A.022 - License application; contents; fee; rules.
- Section 725A.024 - License application approval; license issuance; applicant qualifications; license denial; term of license; rules.
- Section 725A.026 - Grounds for disapproving license application.
- Section 725A.028 - License fee; other fees; rules.
- Section 725A.030 - Annual report; contents; penalty; rules.
- Section 725A.032 - Business name and location.
- Section 725A.034 - License revocation and suspension.
- Section 725A.036 - License reinstatement; fee.
- Section 725A.038 - License surrender.
- Section 725A.040 - Effect of license revocation, suspension or surrender.
- Section 725A.050 - Director’s power to examine or investigate; costs.
- Section 725A.052 - Record keeping requirements.
- Section 725A.054 - Duty to report defalcation; audit.
- Section 725A.056 - Loan disclosure requirements; receipt; procedure after full loan repayment.
- Section 725A.058 - Dissemination of false, misleading or deceptive statement.
- Section 725A.060 - Prohibited conduct generally.
- Section 725A.062 - Prohibited conduct for title loan lender.
- Section 725A.064 - Prohibited conduct for payday loan lender.
- Section 725A.080 - Complaint and administrative remedy.
- Section 725A.082 - Cease and desist order.
- Section 725A.084 - Suspension or removal of officer or director of licensee.
- Section 725A.086 - Limitation of personal liability.
- Section 725A.090 - Loan tracking and counseling system; rules; fees.
- Section 725A.092 - Rules.
- Section 725A.500 - Definitions.
- Section 725A.503 - Prohibition on servicing student loan without license; exceptions; powers of Director of Department of Consumer and Business Services; rules.
- Section 725A.506 - Application for licensing; required contents; fee; bonding; power of director to issue, deny, revoke or refuse to renew license; date of expiration; rules.
- Section 725A.509 - Duties of licensee; assumed business name.
- Section 725A.512 - Requirement to maintain liquidity, operating reserves and tangible net worth; taking possession of licensee’s property for failure to meet requirement; appointment of receiver.
- Section 725A.515 - Required notifications from licensee to director.
- Section 725A.518 - Supervisory powers of director; examination of licensee; charge for costs of examination; multistate cooperation; rules.
- Section 725A.521 - Required practices under federal student loan agreement; prohibitions; exemptions.
- Section 725A.524 - Investigation of complaints; confidentiality of materials obtained in investigation; exceptions; charge for costs of investigation.
- Section 725A.527 - Violations; orders of director; remedies; civil penalties; charge for costs of proceeding.
- Section 725A.530 - Ombudsman; duties; report to Legislative Assembly.
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