2006 Ohio Revised Code - 1304. Bank Deposits and Collections.

• 1304.01. (UCC 4-104, 4-105) Definitions.
• 1304.02. (UCC 4-102) Applicability.
• 1304.03. (UCC 4-103) Variation by agreement; measure of damages; action constituting ordinary care.
• 1304.04. (UCC 4-107) Separate office of bank.
• 1304.05. (UCC 4-106) Payable through or payable at bank.
• 1304.06. (UCC 4-108) Time of receipt of items.

Collection of Items; Depositary and Collecting Banks.

• 1304.07. (UCC 4-109) Delays.
• 1304.08. (UCC 4-110) Electronic presentment.
• 1304.09. (UCC 4-111) Statute of limitations.
• 1304.10. Renumbered.
• 1304.11. (UCC 4-201) Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed "Pay any bank."
• 1304.12. (UCC 4-202) Responsibility for collection or return; when action timely.
• 1304.13. (UCC 4-203) Effect of instructions.
• 1304.14. (UCC 4-204) Methods of sending and presenting; sending directly to payor bank.
• 1304.15. (UCC 4-205) Depositary bank holder of unindorsed item.
• 1304.16. (UCC 4-206) Transfer between banks.
• 1304.17. (UCC 4-207) Transfer warranties.
• 1304.18. (UCC 4-208) Presentment warranties.
• 1304.19. (UCC 4-209) Encoding and retention warranties.
• 1304.20. (UCC 4-210) Security interest of collecting bank in items, accompanying documents and proceeds.
• 1304.21. (UCC 4-211) When bank gives value for purposes of holder in due course.
• 1304.22. (UCC 4-212) Presentment by notice of item not payable by, through, or at bank; liability of drawer or indorser.
• 1304.23. (UCC 4-213) Medium and time of settlement by bank.
• 1304.24. (UCC 4-214) Right of charge-back or refund; liability of collecting bank; return of item.
• 1304.25. (UCC 4-215) Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal.
• 1304.26. (UCC 4-216) Insolvency and preference.

Collection of Items; Payor Banks.

• 1304.27. (UCC 4-301) Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank.
• 1304.28. (UCC 4-302) Payor bank's responsibility for late return of item.
• 1304.29. (UCC 4-303) When items subject to notice, stop-payment order, legal process or setoff; order in which items may be charged or certified.

Relationship Between Payor Bank and Its Customer.

• 1304.30. (UCC 4-401) When bank may charge customer's account.
• 1304.31. (UCC 4-402) Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account.
• 1304.32. (UCC 4-403) Customer's right to stop payment; burden of proof of loss.
• 1304.33. (UCC 4-404) Bank not obliged to pay check more than six months old.
• 1304.34. (UCC 4-405) Death or incompetence of customer.
• 1304.35. (UCC 4-406) Customer's duty to discover and report unauthorized signature or alteration.
• 1304.36. (UCC 4-407) Payor bank's right to subrogation on improper payment.

Collection of Documentary Drafts.

• 1304.37. (UCC 4-501) Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor.
• 1304.38. (UCC 4-502) Presentment of "on arrival" drafts.
• 1304.39. (UCC 4-503) Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need.
• 1304.40. (UCC 4-504) Privilege of presenting bank to deal with goods; security interest for expenses.

Uniform Commercial Code - Funds Transfers.

• 1304.51. (UCC 4A-103, 104, 105) Definitions.
• 1304.52. (UCC 4A-102) Application of provisions.
• 1304.53. (UCC 4A-106) Time payment order is received.
• 1304.54. (UCC 4A-107) Federal reserve regulations and operating circulars.
• 1304.55. (UCC 4A-108) Exclusion of consumer transactions governed by federal law.

Issue and Acceptance of Payment Order.

• 1304.56. (UCC 4A-201) Security procedure.
• 1304.57. (UCC 4A-202) Authorized and verified payment orders.
• 1304.58. (UCC 4A-203) Unenforceability of certain verified payment orders.
• 1304.59. (UCC 4A-204) Refund of payment and duty of customer to report with respect to unauthorized payment order.
• 1304.60. (UCC 4A-205) Erroneous payment orders.
• 1304.61. (UCC 4A-206) Transmission of payment order through funds-transfer or other communication system.
• 1304.62. (UCC 4A-207) Misdescription of beneficiary.
• 1304.63. (UCC 4A-208) Misdescription of intermediary bank or beneficiary's bank.
• 1304.64. (UCC 4A-209) Acceptance of payment order.
• 1304.65. (UCC 4A-210) Rejection of payment order.
• 1304.66. (UCC 4A-211) Cancellation and amendment of payment order.
• 1304.67. (UCC 4A-212) Liability and duty of receiving bank regarding unaccepted payment order.

Execution of Sender's Payment Order by Receiving Bank.

• 1304.68. (UCC 4A-301) Execution and execution date.
• 1304.69. (UCC 4A-302) Obligations of receiving bank in execution of payment order.
• 1304.70. (UCC 4A-303) Erroneous execution of payment order.
• 1304.71. (UCC 4A-304) Duty of sender to report erroneously executed payment order.
• 1304.72. (UCC 4A-305) Liability for late or improper execution or failure to execute payment order.

Payment.

• 1304.73. (UCC 4A-401) Payment date.
• 1304.74. (UCC 4A-402) Obligation of sender to pay receiving bank.
• 1304.75. (UCC 4A-403) Payment by sender to receiving bank.
• 1304.76. (UCC 4A-404) Obligation of beneficiary's bank to pay and give notice to beneficiary.
• 1304.77. (UCC 4A-405) Payment by beneficiary's bank to beneficiary.
• 1304.78. (UCC 4A-406) Payment by originator to beneficiary; discharge of underlying obligation.

Miscellaneous Provisions.

• 1304.79. (UCC 4A-501) Variation by agreement and effect of funds-transfer system rule.
• 1304.80. (UCC 4A-502) Creditor process served on receiving bank; setoff by beneficiary's bank.
• 1304.81. (UCC 4A-503) Injunction or restraining order with respect to funds transfer.
• 1304.82. (UCC 4A-504) Order in which items and payment orders may be charged to account; order of withdrawals from account.
• 1304.83. (UCC 4A-505) Preclusion of objection to debit of customer's account.
• 1304.84. (UCC 4A-506) Rate of interest.
• 1304.85. (UCC 4A-507) Choice of law.