There is a newer version of the North Carolina General Statutes
2013 North Carolina General Statutes
Chapter 53 - Regulation of Financial Services.
Article 15 - North Carolina Consumer Finance Act.
- Section 53-164 - Title.
- Section 53-165 - Definitions.
- Section 53-166 - Scope of Article; evasions; penalties; loans in violation of Article void.
- Section 53-167 - Expenses of supervision.
- Section 53-168 - License required; showing of convenience, advantage and financial responsibility; investigation of applicants; hearings; existing businesses; contents of license; transfer; posting.
- Section 53-169 - Application for license.
- Section 53-170 - Locations; change of ownership or management.
- Section 53-171 - Revocation, suspension or surrender of license.
- Section 53-172 - Conduct of other business in same office.
- Section 53-173 - Computation of interest; application of payments; limitation on interest after judgment; limitation on interest after maturity of the loan.
- Section 53-173.1 - 1: Repealed by Session Laws 1989, c. 17, s. 4.
- Section 53-173.2 - 2. Repealed by Session Laws 1975, c. 110, s. 2.
- Section 53-174 - Repealed by Session Laws 1989, c. 17, s. 4.
- Section 53-175 - Fee for returned checks.
- Section 53-176 - Rates, maturities and amounts.
- Section 53-176.1 - 1: Repealed by Session Laws 1989, c. 17, s. 4.
- Section 53-177 - Fees.
- Section 53-178 - No further charges; no splitting contracts; certain contracts void.
- Section 53-179 - Multiple-office loan limitations.
- Section 53-180 - Limitations and prohibitions on practices and agreements.
- Section 53-180.1 - 1. Military service members limitation.
- Section 53-181 - Statements and information to be furnished to borrowers; power of attorney or confession of judgment prohibited.
- Section 53-182 - Payment of loans; receipts.
- Section 53-183 - Advertising, broadcasting, etc., false or misleading statements.
- Section 53-184 - Securing of information; records and reports; allocations of expense.
- Section 53-185 - Rules and regulations by Banking Commission and Commissioner.
- Section 53-186 - Commissioner to issue subpoenas, conduct hearings, give publicity to investigations, etc.
- Section 53-187 - Injunctive powers; receivers.
- Section 53-188 - Review of regulations, order or act of Commission or Commissioner.
- Section 53-189 - Insurance.
- Section 53-190 - Loans made elsewhere.
- Section 53-191 - Businesses exempted.
Disclaimer: These codes may not be the most recent version. North Carolina may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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