2010 New York Code
DCD - Debtor & Creditor
Article 3 - (50 - 88) INSOLVENT'S DISCHARGE FROM DEBTS
83 - Effect of discharge.

§  83.  Effect  of  discharge.  Except  as  prescribed in the next two
  sections, a discharge granted as prescribed in this article,  exonerates
  and  discharges  the petitioner from every debt, due at the time when he
  executed his assignment, including a debt contracted before  that  time,
  though  payable afterwards; and from every liability incurred by him, by
  making or indorsing a promissory note,  or  by  accepting,  drawing,  or
  indorsing a bill of exchange, before the execution of his assignment; or
  incurred  by  him, in consequence of the payment, by any party to such a
  note or bill, of the whole or any part of  the  money  secured  thereby,
  whether  the  payment  is  made  before  or  after  the execution of the
  assignment. At any time after one year has elapsed, since the  recording
  of  the  discharge,  and  the petition, affidavits, orders, schedule and
  other papers upon which the discharge  was  granted,  as  prescribed  in
  section eighty-two of this chapter, the petitioner may apply, upon proof
  of  his  discharge,  to  the  court  in which a judgment shall have been
  rendered against him, for an order directing the judgment to be canceled
  and discharged of record. If it appears that he has been discharged from
  the payment of that judgment, an order must  be  made  accordingly,  and
  thereupon  the clerk must cancel and discharge the docket thereof, as if
  the proper satisfaction-piece of the judgment was filed. Notice  of  the
  application,  accompanied  with  copies  of  the papers upon which it is
  made, must be given to the judgment creditor, unless his written consent
  to the granting of the order, with satisfactory proof of  the  execution
  thereof,  and  if  he  is  not the party in whose favor the judgment was
  rendered, that he is the owner thereof, is presented to the  court  upon
  the application.