2006 New York Code - Definitions.

 
    § 20-755  Definitions.  For  the  purposes  of  this  subchapter,  the
  following definitions shall apply:
    a. "Delayed payment transaction" means a purchase of a good or service
  by a consumer for which the provider  agrees  to  accept  payment  at  a
  future  date.  This  shall  include,  but  not  be  limited to, one-time
  purchases and ongoing accounts. It shall not include loans,  installment
  purchases  or  other transactions which are subject to conflicting state
  or federal regulation.
    b.  "Provider"  includes,  but  shall  not  be  limited  to,   general
  merchandise stores, specialized merchandise stores, groceries, florists,
  pharmacies,  dry  cleaners,  laundries, beauty salons, barbershops, shoe
  and luggage repair shops,  appliance  repair  shops,  automobile  repair
  shops,  gas  stations,  restaurants  and  bars.  It  shall  not  include
  professionals such as accountants, attorneys, and  doctors,  where  such
  professionals   are   providing  professional  services  as  opposed  to
  providing products.
    c. "Consumer invoice" means a statement of monies owed to the provider
  for delayed payment transactions, and shall include, but not be  limited
  to, periodic statements such as weekly 'tabs' or monthly bills.
    d.  "Plain  language description" means a description in commonly used
  words, containing sufficient detail to identify the type and quantity of
  product or service being described.  It  shall  not  mean  a  provider's
  transaction number or code, or a technical description not commonly used
  among consumers.