2006 New York Code - Taking Security Upon Certain Property For Usurious Loans.

 
    § 5-524. Taking  security  upon certain property for usurious loans. A
  person  who  takes  security,  upon  any  household  furniture,   sewing
  machines,  plate  or  silverware  in  actual use, tools or implements of
  trade, wearing apparel or jewelry, for a loan or forbearance  of  money,
  or  for  the  use  or  sale of his personal credit, conditioned upon the
  payment of a greater rate than the rate prescribed by the banking  board
  pursuant  to  section  fourteen-a of the banking law, or, if no rate has
  been so prescribed, six per centum per annum, or  who  as  security  for
  such  loan,  use  or  sale  of  personal  credit  as  aforesaid, makes a
  pretended purchase of such property  from  any  person,  upon  the  like
  condition,  and  permits the pledgor to retain the possession thereof is
  guilty of a misdemeanor.