2006 New York Code - Civil Liability For Negligent Noncompliance.

 
    §  380-m.  Civil  liability  for negligent noncompliance. Any consumer
  reporting agency or user of information who or  which  is  negligent  in
  failing  to  comply with any requirement imposed under this article with
  respect to any consumer is liable to that consumer in an amount equal to
  the sum of:
    (a) Any actual damages sustained by the consumer as a  result  of  the
  failure;
    (b)  In  the  case  of  any successful action to enforce any liability
  under this section, the costs of the  action  together  with  reasonable
  attorney's fees as determined by the court.