There is a newer version
of
the Mississippi Code
2019 Mississippi Code
Title 75 - Regulation of Trade, Commerce and Investments
Chapter 17 - Interest, Finance Charges, and Other Charges
General Provisions
- § 75-17-1. Legal rates of interest and finance charges
- § 75-17-3. Evasion of six percent interest law; interest forfeited if higher rate secretly exacted
- § 75-17-5. Discount, interest, bank issues
- § 75-17-7. Interest on judgments and decrees
- § 75-17-9. Partial payments applied
- § 75-17-11. Rate of interest, amount of finance charge or rate of finance charge where specified to be paid at period of less than one year; payment earlier than final maturity; computation of interest upon prepayment of note; usurious rates; notes containing final balloon payment
- § 75-17-13. Liability for issuance of unsolicited credit cards; penalty for collection of excessive finance charge
- § 75-17-15. Small Loan Regulatory Law and Small Loan Privilege Tax Law Licensees; default charge; application of payments
- § 75-17-17. Law governing loans made or credit extended prior to July 1, 1974
- § 75-17-19. Finance charges for credit extended pursuant to revolving charge agreement; annual fees for membership in credit card plan; late payment charges; billing and collection of finance charges; finance charges for closed end credit sales; issuer and debtor may agree to certain terms; 30-day’s notice to debtor of any modification of terms
- § 75-17-21. Maximum finance charges by licensees under Small Loan Regulatory Law and Small Loan Privilege Tax Law; lender option to use rates under this section or Section 75-67-181
- § 75-17-23. Maximum finance charges in connection with sales of factory manufactured moveable homes
- § 75-17-25. Meaning of “finance charge”; exclusion of prepayment penalties and default charges; effect of excessive finance charge
- § 75-17-27. Late payment charges
- § 75-17-29. Prohibition against use of multiple agreements to obtain excessive finance charge
- § 75-17-31. Limitations on prepayment penalties with respect to loans for certain real estate
- § 75-17-33. Announcement of discount rates and indices by Commissioner of Banking and Consumer Finance; recording of maximum finance charge rates
- § 75-17-35. Computation of interest on refunds of excess rates by public utilities
Disclaimer: These codes may not be the most recent version. Mississippi may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.