Maryland Financial Institutions Section 9-301

      (a)      A member of a savings and loan association means a holder, as shown on the association's records, of:

            (1)      One or more savings accounts, as to a mutual association; and

            (2)      One or more shares of capital stock, as to a capital stock association.

      (b)      (1)      Multiple holders of a single account or share of capital stock shall be considered a single member.

            (2)      Notice to one holder of a multiple name account or share of capital stock is sufficient notice to all holders.