Maryland Financial Institutions Section 6-908
(a)   If the Commissioner believes that any officer, official, agent, or employee of a credit union has violated any provision of this title, the Commissioner may report the violation directly to the Secretary of Labor, Licensing, and Regulation and to the Attorney General who shall take the appropriate steps to institute a prosecution for the violation.
(b)   (1)   The Commissioner shall send a written warning to an officer, official, agent, or employee of a credit union who the Commissioner believes has violated any provision of this title.
(2)   If after a warning the violation continues, the officer, official, agent, or employee may be removed as provided in § 6-907(b) of this subtitle.
(3)   Unless otherwise specified, any officer, official, agent, or employee of a credit union who violates the provisions of this title is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $3,000 or imprisonment not exceeding 5 years.
(c)   If the Commissioner determines that the violation under subsection (a) of this section requires immediate action to protect depositors or members, the Commissioner:
(1)   May issue a cease and desist order that is effective on service; and
(2)   Shall give the officer, official, agent, or employee an opportunity for a hearing to rescind the order.