Maryland Financial Institutions Section 5-101
§ 5-101.
  (a)   In this title the following words have the meanings indicated.
  (b)   "Capital stock" includes both common and preferred stock of a commercial bank.
  (c)   "Examiner" means:
    (1)   The Commissioner; and
    (2)   An individual whom the Commissioner designates as examiner.
  (d)   "Federal banking authority" means, as the context requires:
    (1)   The Federal Deposit Insurance Corporation;
    (2)   The Federal Reserve Bank of Richmond; or
    (3)   Any other appropriate federal banking authority.
  (e)   "Savings bank" means an institution that:
    (1)   Is incorporated under the laws of this State as a savings bank; and
    (2)   Engages only in the business of savings banking.
  (f)   "Trust company" means an institution that is incorporated under the laws of this State as a trust company.