Maryland Financial Institutions Section 3-605

      (a)      This section does not apply to a leasehold interest in real property.

      (b)      Subject to the rules and regulations of the Commissioner, a commercial bank may become the owner and lessor of personal property if:

            (1)      The personal property is acquired on the specific request of and for the use of a customer; and

            (2)      The investment of the commercial bank in personal property does not exceed:

                  (i)      For any one customer, 10 percent of the unimpaired capital and surplus of the commercial bank; and

                  (ii)      For all of its customers, the total of its unimpaired capital and surplus.